Texas Flood Damage
Attorney

If you have valid flood insurance, property damage caused by flooding should generally be covered. Get help fighting back when your insurance company acts unfairly.
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Your TrustedTexas Flood Damage Lawyers

Rather than being covered under standard homeowner’s insurance, flood damage is typically only covered if you have a separate flood insurance policy. If you pay your premiums, file in time, and take steps to prevent further damage, your flood damage claim should typically be covered. However, insurance companies sometimes act in bad faith to avoid providing fair compensation. If your insurance provider has acted unfairly, it’s time to get help from a Texas flood insurance claim attorney.

Property owners often struggle to get the coverage they need through property damage claims, thanks to the strict and sometimes bad faith systems followed by insurers. Experienced flood damage claim lawyers can help defend your rights to financial relief after a flood event and help you fight back against your insurance provider. Flood damage victims can count on the personal property lawyers at Millin & Millin Attorneys to work tirelessly on their behalf.

Common Types of
Flood Damage Claims

Structural Property Repairs

Flooding can cause significant property damage, with structural damage being particularly costly and devastating.

Additional Living Expenses

You may be able to seek compensation for living expenses if you are forced to leave your home due to damage or repairs.

Lost Personal Belongings

From clothes to furniture and electronics, you can attempt to recover money for damaged personal possessions.

Damaged Electrical Systems

Another common type of damaged property after a flood is electrical and HVAC systems. You may be owed coverage.

Mold and Mildew

Standing water and dampness caused by flooding can often lead to mold and mildew damage, which may be covered.

Choose Our Law Office for Your Flood Insurance Claim

Texas residents have plenty of law firms to choose from when it comes to fighting for fair insurance coverage. Here at Millin & Millin Attorneys, we set ourselves apart with our unshakable dedication to getting results and meeting our clients’ needs. Below, you can learn more about why you should choose Millin & Millin Attorneys as your legal team.
A flooded residential area

Rely on a Proven Track Record

Our attorneys share more than 50 years of combined experience, allowing us to represent clients with the utmost professionalism, skill, and expertise. We’re proud to protect property owners from the bad actions of insurers, and we always seek fair and full damages for valid claims. Insurance companies can hire high-powered legal teams to fight bad faith claims, but we know what it takes to handle these types of cases, and we can get you the settlement you need.

Putting Your Needs First

At Millin & Millin Attorneys, our clients are more than just a case number. We work hard to cater to the unique needs ot every policyholder, providing clear and consistent communication throughout the claims process. We’re proud to work on a contingency fee basis, meaning we only get paid if and when you do, and we also offer free consultations to let you get a feel for our services. You’ve suffered a tragic loss, and we’re here to help you recover.

A flooded residential and agricultural area

Common Types of Bad Faith Practices

Delay

Putting Off Claims

Insurance companies are required to investigate and process claims in a timely manner. Delays could be bad faith.

Underpay

Undervaluing Claims

Your insurer may undervalue the extent of your water damage, offering less than you deserve out of bad faith.

Deny

Rejecting Valid Claims

Your insurer may act in bad faith by wrongfully denying claims or denying claims without giving a reason.

Mislead

Misrepresenting Policies

Your insurer may misrepresent your policy details in an effort to avoid paying out for valid flood damage claims.

Noncooperation

Refusing to Process Claims

Insurance companies are required to process valid claims. Refusal to investigate claims may be bad faith.

Our Texas Flood Damage Claim Lawyers

Representing flood damage victims against bad faith insurance companies.

We know flooding can cause significant damage. Let us put our Texas experience to work fighting for your fair compensation. You can count on Gina and John Millin to represent you against unfair insurers.

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GUIDES

July 29, 2020
Basic Tips to Keep in Mind When Submitting your Hurricane Hanna Claim

Here are some basic tips to keep in mind when submitting your Hurricane Hanna claim: IMPORTANT: If you have any doubt about which of your insurance policies will apply, SUBMIT YOUR CLAIM TO YOUR HOMEOWNERS INSURANCE COMPANY, YOUR WINDSTORM CARRIER (if separate) and YOUR FLOOD INSURANCE CARRIER. Each policy, if applicable, covers different damage. 1. […]

Read More

FREQUENTLY ASKED QUESTIONS

First, it’s important to note that flood damage is not typically covered by home insurance and will instead require additional flood insurance. Other types of damage that are often covered include burst pipes and storm damage, including hurricanes. However, home insurance generally does not cover flooding caused by storms. Many types of natural disasters and unavoidable natural occurrences are not covered, including earthquakes and landslides. If your home has suffered diminished property value after a flood event or other natural disaster, you can learn whether or not that damage is covered by talking to a lawyer.
We are proud to help both homeowners and commercial property owners fight for the compensation they deserve after a flood. While there are many differences between these types of cases, business owners should react to flood damage in much the same way as homeowners. That means gathering evidence, preventing further damage, and beginning the claims process.
We offer services to Texas residents from across the state. Some Texans are at higher risk of flooding than others, such as those near Corpus Christi and along the Texas Gulf Coast. In the Texas Hill Country near San Antonio, flash flooding is also common.

WHAT CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

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