Wrongful Claim Denial
If your insurance company violates your policy with a wrongful claim rejection, you may need to pursue insurance litigation.
Unreasonable Delays
There are strict timelines on insurance actions, including a prompt payment of coverage. Delays may be bad faith.
Misleading Policyholders
If your insurance carrier uses deceptive practices to mislead you about your coverage, that may constitute bad faith.
Low-Ball Offers
If your insurance company makes an offer for less than you feel you are owed under your insurance policy, get a lawyer.
Not Engaging With Claims
Under Texas law, insurers are required to reasonably investigate claims. Refusal to investigate is a sign of bad faith.
You should consider hiring an experienced attorney if your insurance company fails to handle your valid insurance claim in good faith. You may need to make an insurance bad faith claim if your insurer refuses to investigate your legitimate claim, if they delay the process without reasonable justification, or is tour insurance adjuster attempts to mislead you about your policy benefits. Keep in mind that you will typically only have two years in which to file a Texas bad faith claim, and the process can take time, so it’s important to act now to get help taking legal action.
Hiring an experienced insurance bad faith attorney is important because coverage disputes can be incredibly complex, with a wide array of timelines, legal issues, and filing and evidence requirements. The best lawyers will have an in-depth understanding of the Texas Insurance Code, with local expertise and clear communication. An attorney can protect your right to recovery throughout the claims process, helping you secure fair compensation through a strong claim. Insurers can afford high-powered legal teams, but a capable bad faith insurance lawyer can stand up for your best interests.
Our Houston insurance lawyers have extensive experience and a proven track record handling property damage claims and other types of bad faith. With more than 50 years of combined experience, our attorneys know how to deal with bad faith insurance, and we won’t rest till you collect full compensation.
If your premiums are paid and your filing is valid, your insurance company has a duty to compensate you for the losses covered in your policy. However, insurers can sometimes act in bad faith by unreasonably denying, undervaluing, or delaying the investigation of their client's claims. Sometimes, they may even refuse to pay any form […]
At some point in life, you will likely have to enter into an agreement with an insurance company whether it be for healthcare, a home or office, or a car. The concept is fairly simple – you purchase a policy to cover any losses in exchange for a monthly premium. If you receive a note […]
When property damage occurs, we’re ready to help property owners recover compensation. This includes properties in connection to both homeowners and business owners. For commercial property policy disputes, we handle special challenges like claims for business interruption. For owners of residential and commercial properties alike, we will fight tirelessly to get you fair coverage through the property damage claims process.
The majority of insurance bad faith lawyers work on a contingency fee basis. What this means is that your attorney’s fees will be paid as a part of your settlement, rather than coming out of your own pocket. Before hiring an attorney to work on your behalf, you should confirm their fee structure and services.
Unfortunately, bad faith actions can occur in any type of insurance claim process. This can include health insurance coverage for medical care, homeowners insurance for property damage, professional liability coverage for service businesses, commercial liability for business claims, excess policies for high-value coverage, workers’ compensation insurance for workplace injuries, and more. Here at Millin & Millin Attorneys, we’re proud to assist with life, auto, and property damage claims. Whether you're dealing with a dispute over an insurance asset or seeking coverage for construction after a total property loss, we can help.
If you need assistance with seeking compensation after bad faith action from your insurance provider, it’s important to get help from a capable lawyer. You should choose an attorney with experience handling bad faith insurance claims, as these lawyers are skilled at representing policyholders against insurance companies. When selecting an attorney, confirm their expertise with Texas law and insurance bad faith claims. Your attorney should recognize the unique needs of your case and provide personalized guidance. Remember, getting an attorney involved in your case can sway matters in your favor.
If you’ve purchased a homeowner’s insurance policy, you can typically seek compensation for things like storms, winds, fires, and burst pipes. In Houston, hurricanes often lead to significant damage to building structures; hail damage commonly includes damage to roofs, windows, and siding; while theft and vandalism are also significant contributors to property damage in the city. Each of these types of damage may be covered by your insurance policy. It’s important to note that flood damage is typically covered by a separate flood insurance policy. Getting fair coverage from the insurance industry can be frustrating, but an attorney can help you make a strong claim to resolve the matter.
Whether you need coverage after a car accident or you’re pursuing a hail damage claim to your property, there are many valid reasons why a claim may be denied:
In addition to the valid reasons insurers deny claims listed above, we’ve also discussed cases when insurance bad faith occurred. Your insurer may misclassify damage types, they may refuse to promptly investigate claims, or fail to treat policyholders fairly. When an insurance company fails to follow the law and commits a bad faith act, it’s important for policyholders to know about their rights to recover damages.
Through a bad faith lawsuit, you may be able to recover the compensation you were rightfully entitled to under your policy, as well as punitive damages in cases of grossly negligent conduct. To seek appropriate compensation, you should follow the tips below:
If you need help getting compensation for auto insurance, life insurance, or damaged property under your homeowner’s insurance policy, you can count on our Houston attorneys for quality legal representation. Filing property damage claims and responding to property damage claim denials can be incredibly challenging, but an experienced property damage lawyer can help you achieve success. You can fill out our form on our website or call directly to talk to our attorneys.
