Emergencies happen, whether you have health insurance or not. When a medical emergency happens, seeking medical attention becomes a necessity. While an emergency room cannot deny you medical services if you do not have insurance or cannot cover the cost, they do retain the right to bill you for services rendered. In this situation, the […]
Being rushed to the emergency room can be a nightmare scenario for everyone involved. The stress and worry over the well-being of a loved one and costly medical services can put a lot of pressure on individuals. Now imagine if your insurance denies coverage for this visit. Alarmingly, it could even be deemed that your […]
As the baby boomer population reaches their senior years, they have begun to seek out the benefits of the long-term care insurance they purchased years ago. These policies were set to provide benefits which are not normally included in traditional health insurance policies. However, these long-term care policies have lead to a substantial growth of […]
A class-action lawsuit filed in 2012 has finally been settled with a big name in the insurance industry having to pay out those they have wronged. State Farm has gathered the attention of the public eye recently when they settled a class-action lawsuit for $250 million. It was claimed that the company tried to defraud […]
Insurance companies are struggling with financial burdens of their own and their attempts to level out their own issues look to fall heavily on the shoulders - and wallets - of policyholders. Significant increases in insurance premiums will be very costly to consumers and perhaps leave many without protection against destructive weather. Your insurance claim […]
Just a few weeks ago, heavy rain and flooding forced families all across the Rio Grande Valley to evacuate their homes and save what they could. Communities all across the Rio Grande Valley were flooded, including neighborhoods in Weslaco, McAllen, Mission, and Edinburg. The water flooded thousands of homes and business with up to 3-feet […]
The 2017 hurricane season was the most expensive in U.S. history, causing over $200 billion in damages. This was especially true of Harvey in Texas. As a business owner in the Rio Grande Valley, your business is much more susceptible to flooding, hurricane damages, and other weather-related damages. While commercial property insurance will help to […]
Texas had a rough 2017 hurricane season with Harvey causing major damage to southeast Texas and the Houston metro area. Unfortunately, forecasts from North Carolina State University and Colorado State University are predicting another above-average season for 2018. It’s important for residents living along the Gulf Coast and in the Rio Grande Valley to begin […]
When you have upheld your end of the insurance contract and paid your monthly premiums on time, it’s only right that you would expect your insurer to uphold theirs. Insurance companies have the legal duty to assist you with a claim and pay out the correct amount of damages. Unfortunately, many insurers put profits before […]
