The loss of property is an unfortunate circumstance that no policyholder wants to have to deal with. The only thing that can make it worse is to hear that your large-loss insurance claim has been denied.
If your claim is rejected, especially as a result of bad faith, you need to know who to turn to next.
The McAllen bad faith insurance lawyers at Millin & Millin are here to explain the steps you can follow to lower the possibility that your claim is denied by your insurer.
Steps You Can Take To Lower the Chances of a Large-loss Claim Denial
Understanding and taking your role as a policyholder seriously is vital to avoid a claims denial. By having a solid grasp of what your policy covers and does not, you’re more likely to prevent a denial in bad faith.
Follow these steps to correctly do your part:
- When something goes wrong, don’t hesitate — contact your insurer ASAP. Policies have a timeframe that vary by policy, so you ought to file your claim sooner rather than later.
- Create a list of all items damaged beyond repair as well as track all living expenses while you wait for severe damage to be repaired. Be sure to keep accurate records for both to ensure you aren’t denied.
- Be ready to take preventative measures both to avoid future damage and display good faith to your insurer.
- Take plenty of pictures of all damage, keep track of receipts, and provide the insurance company with any repair estimates you receive.
Large-Loss Insurance Claim Denied? We Can Help!
The idea of losing something as important to you as a home or other large property is horrific, so to imagine your insurance company would take advantage of your situation and deny your insurance claim in bad faith is even more unthinkable. That’s why the bad faith insurance lawyers at Millin and Millin are here to help.
When it comes to something as devastating as a large property loss, your insurance company should be there to help rebuild and restart your life. Contact the bad faith insurance lawyers at Millin & Millin if your claim was denied, and you believe bad faith tactics may have been used.
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