(956) 631-5600
close

Auto Insurance Claim 
Lawyer in Texas

If your auto insurance claim was denied, get help from an auto insurance lawyer to fight for whatever you may be owed.
FREE CASE EVALUATION

Auto Insurance Claim Denied?

When you sign up for your car insurance policy, you and your insurance company make a promise to each other: you will pay your monthly premiums, and in exchange, the insurance company will pay out on legitimate claims. Unfortunately, insurance companies don’t always keep their promises. Some will use bad faith tactics to get out of paying what they owe.

Common Types Of Bad Faith Insurance

Delay

Holding Up Claims

Under Texas auto insurance law, insurance companies are required to promptly respond to claims from policyholders.

Deny

Without Good Cause

Insurance companies are required, under Texas law, to give clear and prompt justification for claim denials

Refuse to Investigate

Not Handling Claims

The law also requires insurance companies to thoroughly investigate claims within a reasonable time frame.

Misrepresent

Misleading Policyholders

A bad faith insurance company may mislead claimants in an effort to reduce what they owe or avoid paying claims.

Lowballing

Undervaluing Settlements

Your insurance company owes you a fair settlement for valid claims, including car repairs and medical bills.

Texas Car Insurance Coverage Requirements

Each state has its own unique rules when it comes to what insurance coverage drivers are required to carry, and Texas is no different. One big question we get all the time is what level of coverage is legally required by the state. There are two primary types of insurance, liability insurance and full coverage insurance, and only one is legally mandated.
Liability coverage is coverage that is only meant to compensate for damage you cause to another person or their property. In other words, this type of insurance coverage does not include compensation for damage to your own vehicle. If you only have liability coverage, you will not be able to make a claim for damage caused to you or your vehicle if you were at fault. With this in mind, the type of coverage you have will play a big role in what you may be owed.
Full coverage on the other hand, is meant to cover both the damage caused to another person or their property as well as the damage caused to you and your vehicle. Unlike liability insurance, full coverage insurance is not legally required in Texas. If you have full collision coverage, you should be able to make a claim for any damage to you or your vehicle, even if you were at fault for the crash. To learn more about your coverage, you should consult with a capable Texas auto insurance lawyer.

What To Do After an Insurance Claim Denial

1. Identify Cause

Justification for Denial

First, figure out why your insurance company denied your claim and if they acted in bad faith. An attorney can help with this part of the process.

2. File an Appeal

Seek a Judgment Reversal

You may be able to successfully file an internal appeal with the insurance company to get a judgment reversal.

3. File a Complaint

Get Help From the TDI

The Texas Department of Insurance may be able to prompt the insurance company to treat your claim fairly.

4. Send a Demand Letter

State Your Intent to Sue

If your appeal and complaint fail, get help from an attorney to send a demand letter stating your intent to sue.

5. File a Lawsuit

Taking Legal Action

If your demand letter is ignored, it’s time to file a property damage lawsuit with help from a capable property damage law firm.

Why Should You Choose Millin & Millin Attorneys?

Get legal representation from a qualified, capable attorney.

If your Texas insurance claim is wrongfully denied, you need an insurance lawyer by your side with extensive experience handling car accident cases. We’re ready to go above and beyond to get you coverage.

  Get To Know Us

Articles

Coming Soon

FREQUENTLY ASKED QUESTIONS

If your car insurance lawsuit is successful, you may be owed full compensation for the original claim. This can include things like property damage or the cost of a new car, as well as things like lost wages or medical expenses. Those who have lost a loved one in a car accident may also be owed funeral expenses.
Our law office is proud to work on a contingency basis. What this means is that we only get paid if and when you do. Our pay is included as a part of your insurance settlement. If you want to learn more about our fee structure or your legal options, you can schedule your free consultation with our office.
If you feel your insurance company has treated you unfairly, either by delaying, undervaluing, denying, or refusing to investigate your claim, or by misleading you about the details of your policy, it’s time to talk to an insurance lawyer about what to do next. Here at Millin & Millin Attorneys, we offer a FREE case review to give potential clients a chance to confirm they need our services before making the decision to hire us.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

View More Testimonials

Request Your Free Consultation

Reach out online to request an appointment with our team here at Millin & Millin Attorneys. We offer a FREE initial consultation.

Name(Required)
Please let us know what's on your mind. Have a question for us? Ask away.
Opt-in
Copyright © Millin & Millin Attorneys. All rights Reserved | Powered by Cobalt Digital
chevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram