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Health Insurance Claims 
Lawyers in Texas

If your health insurer is trying to get out of paying what it owes, you need a health insurance lawyer to help you fight back.
FREE CASE EVALUATION

Health Insurance Claim Denied?

Health insurance coverage can mean the difference between life and death, and if your health insurance company is wrongfully trying to delay, deny, or undervalue your claim, that can be a real danger. We’re ready to help you fight back.
Under Texas insurance law, insurance companies are required to pay valid claims if the policyholder has been paying their monthly premiums as required. Unfortunately, this doesn’t always happen. Wrongdoing in the insurance industry can stand between patients and healthcare providers, stopping patients from getting the care they often so desperately need. A bad faith health insurance attorney can help you take legal action to get what you’re owed.
Through a bad faith health insurance claim, you can seek compensation for any insurance coverage you were rightfully owed, as well as additional damages for things like willful wrongdoing. Making a claim of bad faith under Texas health insurance law isn’t easy, but a capable health insurance lawyer can guide you through every step of the way. You don’t have to face your insurance provider’s high-powered legal team on your own. Millin & Millin Attorneys is here to help.

Common Types Of Bad Faith Practices

Delay

Without Cause

Insurance companies are required to handle claims in a timely manner and provide responses within a reasonable timeframe.

Undervalue

Offering Less Than Owed

Offering payments for less than what is rightfully owed under your insurance policy is a form of bad faith insurance.

Deny

Without a Valid Reason

Health insurers are required to provide clear justification for their claim denials. Wrongful denials are bad faith.

Misrepresent

Misleading Policyholders

Insurance companies may misrepresent policy details during insurance disputes in an attempt to avoid paying out.

Failure to Respond

Insurers Must Process Claims

Insurance providers are required to handle claims promptly. The failure to respond to a claim is a type of bad faith.

Why Should You Choose Millin & Millin Attorneys?

When facing an insurance company, you need an attorney with the right experience.

If your health insurer is treating you unfairly, you need a law firm by your side that won’t rest until you get the coverage you deserve. We have the expertise you need to face a high-powered legal team.

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FREQUENTLY ASKED QUESTIONS

If your health insurance claim is denied, the first step is to figure out the justification for the denial. You may be able to file an appeal with additional evidence to support your claim. If your appeal is denied, you should consider consulting with an attorney. You can also file a complaint with the Texas Department of Insurance. If both of these tactics don’t work, it’s time to send a demand letter. Next, if the demand letter is ignored, you can file a lawsuit with help from a bad faith insurance lawyer.
Getting attention from healthcare professionals is incredibly expensive, and if your claim is wrongfully denied, you might be left struggling to make ends meet. With that in mind, you might doubt that you could even afford an attorney to fight. Here at Millin & Millin Attorneys, we’re proud to work on a contingency fee basis to make our services accessible to all. This means we only get paid if and when you do, as a part of your settlement.
If you feel your health insurance provider has acted in bad faith in their treatment of you, you should consult with an attorney to learn about your options. Many attorneys offer a free consultation to give you a chance to confirm that you need their services. Remember that insurance healthcare law is incredibly complex, and having an attorney by your side could make all the difference in your case. We can defend you from legal malpractice by insurance companies.
Unfortunately, there are countless valid reasons why insurance claims may be denied, even when we feel they shouldn’t be. For instance, you might travel to see a Texas board-certified specialist for your health, but that provider may not be included in your network. Other common reasons for claim denials include late filings, missed monthly premiums, and a lack of evidence of medical necessity. However, if your claim was denied due to a lack of evidence that the treatment was medically necessary, consider talking to an attorney about finding more evidence to support your claim.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

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