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Texas Residential Property
 Damage Lawyer

If your residential property damage claim has been denied, get help making the insurance company pay what it owes.
FREE CASE EVALUATION

Homeowner’s Insurance Claim Denied?

When you sign up for your insurance policy, your insurance company makes a promise to pay out for valid claims as long as you keep up with monthly payments. Unfortunately, many insurance providers will use bad faith tactics in an effort to get out of paying what they owe. If your claim has been wrongfully denied, delayed, or undervalued, it’s time to talk to a Texas home insurance lawyer.

Common Types of Residential Property Damage

Wind Damage

Tornado Damage

Hurricane Damage

Do You Need an Insurance Claim Lawyer?

Under Texas law, insurance companies owe policyholders fair compensation for home insurance claims covered under their insurance policies. However, there are many bad faith methods that insurers can use to either reduce what the insurance coverage they owe or completely reject your claim.
You should consider hiring a property damage attorney if your insurance adjuster has tried to delay handling your claim, made unfair requests, misrepresented your policy, made a lowball offer, or refused to thoroughly and promptly investigate your claim. Each of these tactics constitutes a type of bad faith and can open the insurance company up for legal action by policyholders. Through a property damage lawsuit, you may be eligible for full compensation for your original denied or underpaid claim.
Hiring an experienced property damage lawyer is important because insurance companies have the resources to hire a high-powered legal team to defend their actions, and these teams can put hurdle after hurdle between property owners and fair compensation. As if that weren’t reason enough, property damage laws are complex, and navigating the legal system often requires a deep understanding of that system. If you think your insurance company has acted unfairly, you need legal representation.
A close up shot of a pen on an insurance claim form

Common Types of Bad Faith Practices

Delay

Holding Up Claims

Your insurance company is required to promptly respond to claims on personal property damage. Delaying is bad faith.

Deny

Without a Fair Cause

Your denied claim must be rightfully justified by your insurance company. Otherwise, they might be acting in bad faith.

Refuse to Investigate

Not Handling Claims

Under Texas law, insurance companies are required to thoroughly investigate all legitimate claims within a reasonable time frame.

Mislead

Misrepresenting Policies

Insurers may misrepresent your property damage insurance policy in order to reject or undervalue your claim.

Underpay

Lowball Settlement

Insurance companies are required to offer fair value for valid homeowner’s insurance claims by policyholders.

Why Should You Choose Millin & Millin Attorneys?

Get help from an insurance law firm that will put your needs first.

Here at Millin & Millin Attorneys, we have the right expertise and skills to help you get the compensation you deserve in insurance disputes. Our law firm will fight tirelessly for you.

  Get To Know Us

FREQUENTLY ASKED QUESTIONS

In general, homeowner’s insurance policies cover damage caused by things like storms and fires. This includes damage caused by tornados, wind, snow, hail, and ice. However, it’s important to note that many types of damage are not covered by standard insurance policies. For example, most standard policies exclude flood damage.
Homeowner’s insurance policies typically cover damage caused by some types of natural disasters, like tornados and hurricanes. However, there are usually exclusions built into residential insurance policies for other types of disasters like floods and earthquakes.
If your insurance company denies your home insurance claim, you’re probably going to start worrying about your financial security. You might doubt your ability to pay for a lawyer. The good news is that, here at Millin & Millin Attorneys, our property damage lawyers work on a contingency fee basis. What this means is that we only get paid if and when you do, and we get paid as a part of your settlement, not out of your pocket. Feel free to schedule your FREE consultation to learn more about our fee structures.
Through a successful property damage lawsuit, property owners may be able to receive the full, rightful compensation that they were owed for their original insurance claim. In addition, compensation may include damages for things like fraud or severe wrongdoing by the insurance company.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

View More Testimonials

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