Your insurance policy and the Texas Insurance Code regulate how your insurance company processes claims. When insurers violate the law or your insurance agreement by engaging in bad faith acts, it may be necessary to file insurance bad faith litigation to recover damages.
Insurance bad faith refers to unfair and deceptive practices by insurance companies, such as denying valid claims, delaying claims without a reasonable explanation, and misrepresenting policy benefits. From property damage and car accidents to life insurance claims, our insurance litigation team is ready to help policyholders seek compensation for bad faith. Keep reading to learn more about our legal assistance for insurance policyholders.
Misrepresenting Policy Terms
Good faith and fair dealing include providing accurate guidance. Misrepresentations could be made in bad faith.
Unjustified Hold-Ups
Insurers must process claims in a timely manner. Failure to meet these strict deadlines could be bad faith.
Wrongful Denials
When insurers deny valid insurance claims, that may constitute bad faith insurance. A Texas law firm can help.
Not Investigating Claims
If your insurer refuses to investigate and process your insurance claim, that may be a breach of the law or your policy.
Refusal to Pay Fairly
If your insurance company fails or refuses to offer a good faith and fair settlement, you may be dealing with bad faith.
Many insurance policyholders will be able to navigate the claims process on their own to access fair coverage. However, there are cases in which filers will need to pursue legal action to access a full and fair settlement in an insurance dispute.
You should get legal assistance with your insurance claim if your insurer acts in bad faith against you. This can include failing to process claims promptly, delays in paying settlements, low-ball offers, and outright rejections of legitimate claims. Bad faith may be present in insurance claims for homeowners insurance, commercial property insurance, and car accidents. No matter what type of insurance bad faith you may be facing, you can count on our insurance lawyers to use our extensive experience to fight for your best interests.
It’s important to get help from a capable San Antonio insurance lawyer because insurance disputes are often highly complex with high stakes for policyholders. The insurance company involved can use a wide range of roadblocks to prevent you from accessing fair coverage, with high-powered legal teams effectively killing your claim. Our attorneys are ready to push back against insurance company legal teams, defending your rights to compensation under Texas law and Texas Department of Insurance regulations.
If you’re looking for fierce legal representation and a team that won’t rest until you get what you’re owed, you need Millin & Millin Attorneys. With more than 50 years of combined experience holding many insurers accountable for bad faith actions, you can count on our attorneys to get justice.
Most insurance lawyers work on a contingency basis. This means that attorney’s fees are recoverable as a part of the bad faith settlement; they aren’t paid out of your pocket.
Our attorneys are proud to assist with property damage claims for both homeowners and businesses in San Antonio. From fire and water damage to flood, windstorm, and tornado damage, we can help you get fair compensation for property damage claims. In addition to residential property damage and business interruption claims, we also provide litigation assistance for personal injuries and more.
Through a bad faith lawsuit under Texas law, you can seek compensation owed for your original claim, plus additional punitive damages or treble damages in cases of intentional and extreme wrongdoing. In some cases, bad faith victims may also be owed compensatory damages for emotional distress. You can count on our attorneys to review your policy language to determine fair coverage.
Under Texas law, your insurer must acknowledge your claim within 15 days of receiving it. Once a claim has been accepted, the insurer has 5 days to make the payment. If you face bad faith delays, you will have two years in which to file a lawsuit under Texas law.
