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Below, you can find a selection of bad faith insurance topics with more information on specific details and answers to common questions.
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About Bad Faith Insurance

Insurance companies have a responsibility to act in good faith, but greed often causes wrongdoing.

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About Car Insurance

Auto accidents are unfortunately common. Get help getting the insurance coverage you need after a crash.

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About Property Damage

Whether you own a business or your own home, damage to your property can be costly, and coverage is key.

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About Fire Damage

Fire damage can be devastating, and making a successful fire damage claim can be incredibly difficult.

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About Health Insurance

Health insurance is a complex topic, and claims can be denied for many reasons, not all of them valid.

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About Life Insurance

Getting coverage for life insurance claims is essential for recovery after a tragic loss, but the process isn’t simple.

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About Water Damage

From burst pipes to bad storms, there are many different types of water damage that can affect your property.

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Quick Answers for Your FAQs

In general, bad faith includes any instance in which an insurance company treats its policyholders unfairly or illegally. What actually counts as bad faith is a bit more complex. The most common types of bad faith include:
  • Misrepresenting policy terms
  • Failing to respond to claims or inquiries
  • Delaying investigations without cause
  • Denying valid claims
  • Making unreasonable requests
  • Refusing to negotiate in good faith
  • Failing to provide a reason for claim denials
Unfortunately, there’s no easy way to quickly determine whether or not you have a strong bad faith claim. In order to qualify for bad faith compensation, you will need to prove that your insurer either acted unfairly or illegally. If you think your insurance company may have acted in bad faith, the next step you should take is to contact an insurance attorney. An Attorney can tell you whether or not you have a valid bad faith case and help you find the path forward to full compensation.
The sad fact is that there are many valid reasons why insurance claims are denied. Some of the most common factors behind denied insurance claims include:
  • Incomplete information
  • Insufficient evidence
  • Policy exclusions
  • Missed deadlines
  • Procedures deemed not medically necessary
  • Duplicate claims filed
  • Cases of pre-existing conditions for health claims
  • Coding or billing errors for health claims
  • Out-of-network care for health claims
  • Lack of pre-authorization for certain health claims
If you think your insurance company has treated you wrongly in any way, whether that means denying your claim or just making the process harder, it’s time to contact an insurance attorney for help. An attorney can be your advocate during this difficult process and ensure that someone is watching out for your best interests. With an attorney by your side, you can fight your insurance company’s high powered legal team to get whatever compensation you may be owed.
In Texas, you have two years to file bad faith insurance claims. The timeline starts at the time when the bad faith act occurs, so it’s important to maintain careful documentation of all communications with your insurance provider.
When it comes to proving that insurance bad faith has occurred, the process you’ll follow will depend on the type of bad faith act you’ve faced. Legally speaking, there are two primary types of bad faith practices recognized in Texas: statutory bad faith and common law bad faith. Statutory bad faith involves violations of the Texas Insurance Code, Texas’s laws governing insurers. Common law bad faith, on the other hand, involves violating court precedent and common norms, usually by acting unfairly.

To prove statutory bad faith, you will need to prove what law was broken. To prove common law bad faith, you will need to prove what court precedent was broken.
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