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Business Interruption Attorney
Texas

Are you struggling to recover lost business income after an unexpected interruption? A Texas business interruption attorney can help your case.
FREE CASE EVALUATION

Business Interruption
Insurance Coverage Assistance

When your business is affected by fire, storm, or other damages, business interruption insurance is meant to help you replace lost income and cover ongoing expenses during the recovery period. However, your insurance company may deny, delay, or undervalue your business property damage claim to avoid paying what it rightfully owes. If you face any of these tactics during the insurance claim process, a business interruption insurance lawyer can help to protect your rights. You can count on Millin & Millin Attorneys to fight for whatever coverage your business deserves.

Common Causes of
Business Interruption Insurance Claims

Fire Damage

Water Damage

Burst Pipes

Flood Damage

Storm Damage

Hurricane Damage

Tornado Damage

Wind Damage

Theft

Do You Need a Business Interruption Legal Team?

A business insurance policy is meant to protect your company from financial losses caused by unexpected events, including property damage that causes interruptions in business operations. However, some business interruption insurance companies may engage in bad faith to avoid paying what you are rightfully owed.

A business building with shattered windows

You should seek legal assistance with your lost profits claim if your insurance company has wrongfully denied your valid claim or failed to provide a reasonable explanation for your rejection. Insurance companies are required to respond in a timely manner, and delays by insurance providers may be considered bad faith. If your insurance adjuster misleads you about your business interruption policy, you should get help from an attorney. Many business owners have their claims wrongfully undervalued by insurance providers, but a law firm can help.

It’s important to get legal services for bad faith cases because insurers are fully prepared to fight these claims with high-powered legal teams and immediate action. After the devastating financial losses of a natural disaster, getting legal representation may be essential to getting full coverage for what you’re owed. A lawyer can analyze complex language in your policy and navigate the maze of insurance laws in Texas. Let Millin & Millin Attorneys be your safety net when insurance companies act up. Our seasoned attorneys will fight tirelessly for you.

A legal professional providing consultation services to a client

Millin & Millin Attorneys: Trusted Insurance Claims Lawyers

You can rely on our track record and extensive experience.

If your insurance company is acting in bad faith, the experienced Texas insurance claims lawyers at  Millin & Millin Attorneys can help. With years of experience handling business insurance claims, we can fight for business insurance coverage and secure whatever compensation you may deserve.

  Get To Know Us

FREQUENTLY ASKED QUESTIONS

Commercial insurance may cover natural disasters, but coverage depends on the type of event and the specific insurance policy. Many policies include protection for commercial property damage caused by events such as fire, wind, storms, or hurricanes. These events can lead to physical damage as well as business interruption losses.

Some natural disasters that are often excluded from standard commercial policies include floods and earthquakes. For these types of disasters, you need separate coverage.

Because policy terms and exclusions vary, it’s important that you review your business interruption coverage after a loss. To determine what damage your policy covers and what compensation you may be entitled to, you can talk to an experienced business interruption insurance attorney.
If your insurance company denies your claim for business income coverage, there are several steps you can take to get your losses covered.

First, you should talk to a lawyer who can review your business interruption insurance policy, assess your claim, and explain your options. Then, you can file an internal appeal with your insurance company to formally dispute the denial. You also have the option to file a complaint with the Texas Department of Insurance (TDI), which oversees insurance practices and can investigate your claim. Your lawyer will provide additional evidence that supports your claim.

Next, you can send a demand letter to your insurer informing them of your intent to sue, detailing how much the company owes you, and explaining the circumstances surrounding your case. Finally, if all else fails, you can file a lawsuit. Your lawyer will negotiate with the insurance company to reach a fair settlement. If no settlement agreement can be reached, you can have a court determine the extent of your coverage and hold the insurer accountable for any bad faith tactics they may have used.
Business interruption insurance attorneys, like those at Millin & Millin Attorneys, typically work on a contingency fee basis. This means you do not pay any upfront legal fees. Instead, the attorney only receives a percentage of the amount recovered if your claim is successful. This arrangement allows business owners like you to pursue their claims without financial risk and makes it easier to challenge insurers even if you have limited funds.

Here at Millin & Millin Attorneys, we’re proud to assist large and small businesses alike across all of Texas, from Amarillo to Houston. Business interruption attorneys at our office are ready to assist you.
If your insurance company acts in bad faith by denying or undervaluing a legitimate claim, you may be entitled to more than just the original claim amount. Compensation can include the full amount owed under the policy, as well as additional damages for misconduct, such as fraudulent practices, intentional delays, or unfair handling of the claim.

In some cases, punitive damages may also be awarded to hold the insurer accountable and discourage similar behavior in the future. When pursuing compensation, working with the lawyers at Millin & Millin Attorneys can make the process less stressful. You can count on our team of business interruption lawyers to hold insurance companies accountable for denying, delaying, and undervaluing valid claims.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

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