While freezing cold weather and winter storms may be less common in Texas than in states to the north, that doesn’t mean property owners here don’t need to worry about frozen pipe damage. In fact, because this weather is less common, properties may be less insulated, and pipes may be more vulnerable when freezes do happen. When pipes freeze, bursts can lead to significant damage, from small leaks and mold to structure failure and roof collapse.
If your frozen pipes burst and cause water damage to your property, that may be covered under your business or homeowners’ insurance policy. However, policy coverage doesn’t guarantee that you’ll actually get paid what you deserve. Many insurance companies use bad faith insurance practices to avoid paying out for costly property damage. If your insurance provider is treating you unfairly, it’s time to get help from an experienced attorney. The property damage lawyers at Millin & Millin Attorneys are ready to help.
If you have a standard home insurance policy or commercial insurance and follow all the right steps to maintain your policy and file your claim, frozen pipe damage should typically be covered. If your insurance company is trying to get out of paying what you’re rightfully owed for a valid claim, you need help from a bad faith insurance lawyer.
You should consult a personal property damage lawyer if your insurance company is using bad faith tactics against you. For instance, insurers may deny claims for unfair reasons or without providing a reason at all. They may refuse to provide fair, policy-specified compensation to cover repairs and other expenses. Under the law, insurers are required to act quickly to process claims, and unreasonable delays may be considered bad faith. In some cases, insurance adjusters may attempt to mislead or lie to policyholders to get out of paying what’s rightfully owed.
It’s important to seek help from a capable law firm because insurance carriers are big and powerful companies with high-powered law firms on their side. Bad faith insurers can pursue every option to avoid paying for the damage caused, and you need a lawyer to help you fight back. A Texas insurance lawyer can protect your rights to recover fair compensation, building a strong case for full financial relief. With their deep understanding of Texas insurance law, Texas insurance attorneys can assist you with every step of the insurance claims process.
Here at Millin & Millin Attorneys, our dedicated insurance lawyers have more than fifty years of combined experience assisting Texas property owners in seeking fair insurance coverage. We would be happy to help you file an appeal, complaint, or lawsuit to get whatever you may be owed.
The legal team at Millin & Millin Attorneys works on a contingency fee basis. A contingency fee is a payment that we make through your settlement. In other words, we’re paid as a part of your settlement, not out of your pocket. We don’t get paid unless and until you do.
Through an insurance lawsuit, you can seek the same compensation you should have been paid for your valid claim, as well as punitive damages in cases of severe wrongdoing by insurers. Typical coverage includes things like water and mold damage from flooded homes and businesses after pipe bursts, as well as more severe damage like structural issues and roof damage. If your home is left uninhabitable, relief may be available for temporary housing costs. You can count on our attorneys to fight for the full extent of your covered damages. For business owners, you may be owed coverage for business interruption and lost inventory.
We’re proud to assist both residential and commercial property owners in their fight to get fair financial relief for their homes and businesses. We also provide litigation services for things like personal injury, construction issues, employment, probate, and real estate.
