Flood damage is not typically covered by homeowners insurance. You will need to carry a separate flood insurance policy.
If your insurance carrier refuses to cover storm damage claims or undervalues your losses, it’s time to talk to a lawyer.
Mold damage is only covered if it’s caused by a type of damage included in your policy. Flooding, long-term humidity, and negligence are not typically covered.
With more than 50 years of combined experience, the property damage lawyers here at Millin & Millin Attorneys have the skills and knowledge needed to handle highly complex bad faith insurance cases. We’ve helped countless people get the coverage they were rightfully owed for homeowners' insurance claims, honing our abilities against insurance providers of all sizes. If you’re looking for an attorney who knows how to fight back against bad faith insurance practices, you need Millin and Millin.
Claim denials and bad faith lawsuits can be confusing, and that can add to the already considerable stress of recovering from water damage. If you’ve suffered water damage, you need a lawyer you can trust to maintain clear and open communication with you, ensuring you know what to expect the entire way through. You can count on the Millin & Millin Attorneys team to be honest about what we can do for you, and you’ll never be left wondering if we really have your best interests at heart.
Misrepresenting Policies
Insurance companies may try to mislead you about your coverage in order to deny or discourage claims.
Legitimate Claims
If your insurance company denies your claim without fair cause or with no reason at all, that may be bad faith.
Putting Off Payouts
Water damage can require immediate attention, and delays in insurance coverage can be harmful.
Refusing to Process Claims
Insurance companies may ignore water damage claims or refuse to investigate valid claims of water damage.
Undervaluing Damage Claims
Insurers may attempt to undervalue your claim in order to avoid paying out full compensation.
