From broken roofs to flooded houses, storms in Texas can leave behind significant damage. Many property owners trust their homeowners' insurance policy to cover the losses, but sometimes the insurance company makes it difficult to get the coverage they need. Insurance carriers may delay, deny, or underpay valid property damage insurance claims in an attempt to avoid paying what they owe.
With the help of a skilled storm damage lawyer, Texas residents can fight for their rights and whatever compensation they may be owed. If you’ve suffered property damage and your insurance adjuster refuses to act in good faith, you may need help from an experienced attorney. Our insurance lawyers at Millin & Millin Attorneys have a proven track record of holding insurers accountable and guiding homeowners through the claims process.
Storms can weaken walls, beams, and foundations. Coverage may apply for this type of damage, but limits can vary under each insurance policy.
Roofs can be particularly vulnerable to damage during storms, from shingles being torn off to complete destruction. This damage may be covered.
Water damage can cause leaks and flooding inside your home. However, flood damage claims are usually not covered under normal homeowners' insurance.
Large hail can smash windows, dent siding, and ruin roofs. Many wind and hail damage claims are covered; however, insurers sometimes undervalue the repairs.
Storms can cause power surges that damage or destroy electronics. Some homeowners' insurance policies may cover this under liability protection.
Trees knocked over by wind may crush roofs or cars. Your coverage depends on how your insurance policy defines coverage limits.
Repair for mold and mildew that grows as a result of storm damage is typically covered under home insurance policies.
Lightning storms can cause severe damage to homes, from power surges to fires. This damage is often covered.
Broken and damaged windows are a common result of tornadoes, frequently struck by flying debris and fallen trees. This damage is typically covered.
From significant damage to total destruction, tornadoes often leave homes uninhabitable. Temporary housing expenses may be covered.
Lightning and water damage caused by storms can quickly lead to serious destruction to HVAC systems.
You should reach out to a storm damage lawyer if your insurance company has wrongfully denied, delayed, or undervalued your valid claim. You may also need legal help if the insurer misrepresented your coverage limits, refused to properly investigate your property damage claim, or ignored evidence of serious structural damage. Even when you’ve suffered property damage that is clearly covered, insurers sometimes use these bad faith tactics to avoid paying what they owe.
An experienced attorney like those at Millin & Millin Attorneys will handle the full claims process on your behalf. This includes communicating with the insurer, collecting the necessary reports and repair estimates, and negotiating for the fair compensation you may deserve. Whether your case involves wind and hail damage, temporary housing, or long-term repairs, your lawyer can push back against unfair treatment. Insurance companies often have large legal teams protecting their interests, but with a proven advocate on your side, you’ll have someone fighting just as hard for you.
Wrongful Rejection
Your valid claim may be denied for an unfair reason, or for no reason at all. This is a sign of bad faith on behalf of your insurance company.
Holding Up Claims
Some insurers take steps to stall the normal claims process, leaving you without help when you need it most after a storm.
Low-Balling Claims
An insurance company may offer less than your property damage costs. This happens often with hail damage and wind damage claims.
Misleading Policyholders
If your insurance company misrepresented your coverage limits, it may be avoiding its duties under the homeowners' insurance policy.
Failure to Investigate
Insurers must review every property damage claim. If your insurance company refuses to investigate, legal help is needed.
Our law offices have a long history of helping property owners after storm damage. From structural damage to wind and hail damage, our lawyers will fight to recover what you may be owed. Trust a storm damage lawyer with the skills and experience needed to secure fair compensation.
In Texas, we deal with a range of severe weather events, including hailstorms, thunderstorms, hurricanes, tornadoes, and even earthquakes. Here at Millin & Millin Attorneys, we’re ready to help you seek coverage for whatever type of property damage you may have sustained.
