Theft and vandalism insurance claims often rely on police reports as essential evidence.
To protect your insurance coverage, you should notify your insurer about your damaged property.
Collect photographic evidence and an inventory of stolen items, as well as receipts proving ownership.
Including things like your evidence and estimated repair and replacement costs, file an insurance claim.
If your insurer acts in bad faith, you may need to seek a settlement through a personal injury lawsuit.
Policyholders should hire a theft attorney if their insurer has denied their claim without just cause or without giving a reason, delayed their claim past policy deadlines, undervalued their claim based on cost estimates, or misled them regarding policy terms in an attempt to avoid having to pay claims. If you pay your premiums, you probably expect to get fair coverage, but bad faith acts from insurers like those listed above can jeopardize your payout.
Hiring property lawyers for bad faith is important because insurance companies will often fight tooth and nail to get out of their contractual obligations, and going it alone can feel impossible. Your attorney can stand up to the insurance company’s high-powered legal team, and they won’t rest until you get whatever coverage you’re owed. Your lawyer can fight on your behalf in settlement negotiations and help you prove your claim in court if need be.
Failing to Act in Time
Insurers are required to investigate claims within a certain period of time.
Rejecting Covered Claims
If your insurer unreasonably denies your claim or fails to provide a valid reason for denial, that may be bad faith.
Offering Less Than Owed
Insurance companies may offer less money than you rightfully deserve.
Mirepresenting Policy Terms
Insurers may lie about filing deadlines, policy coverage, and their responsibilities.
Refusing to Investigate
Insurance companies are required to process valid house insurance claims.
With more than 50 years of combined experience helping residential and commercial property owners seek fair compensation after bad faith, you can count on Millin & Millin Attorneys to fight for your rights to financial relief.
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