BAD FAITH 
INSURANCE ATTORNEY

Insurance claim denied? Make your insurance company pay what they owe with help from a bad faith insurance lawyer.
FREE CASE EVALUATION

Get Help After Texas Bad Faith

When you signed up for your insurance policy, your insurance company made the agreement to pay out on valid claims in exchange for your monthly premiums. Bad faith comes in when insurance companies try to get out of paying what they promised.

Common Bad Faith Insurance Practices

Delay

Using Stalling Tactics

Many Texas bad faith insurance claims relate to unfair and unjustified delays without a reasonable explanation.

Deny

Without a Valid Reason

If your insurance company has denied your claim without a valid reason, you may need to file a bad faith lawsuit.

Underpay

Lowballing Settlements

Another common type of bad faith claim involves lowball settlement offers from Texas insurance providers.

Misrepresent

Misleading Policyholders

Insurance companies may try to mislead policyholders regarding the details of their policy and the coverage they may be owed

Refuse to Investigate

Non-Cooperation With Claimant

Your insurance company is required to take reasonable steps to investigate your claim in good faith.

ABOUT BAD FAITH INSURANCE LAWYER

When it comes to proving bad faith practices in court, the tactics your attorney will use will depend on the type of bad faith committed against you. There are two primary categories of bad faith insurance claims recognized in Texas: common law bad faith and statutory bad faith. Your case may involve both types of bad faith.
Common law bad faith involves unfair or deceptive acts that are not technically against the law. Proving these acts is based on court precedents rather than Texas law. In general, common law bad faith occurs when an insurance company acts unreasonably and harms the policyholder as a result. As you might expect, this can include a broad range of behaviors. If you think your insurance provider may have acted unreasonably when handling your claim, it might be time to file a bad faith lawsuit.
Statutory bad faith happens when an insurance company actually breaks the Texas Insurance Code. Proving statutory bad faith claims comes down to proving an unlawful act. The law specifically prohibits insurance companies from denying or delaying claims without a valid reason. Like with common law, this type of bad faith can include many types of behaviors, including some which may also fall under common law bad faith. If your insurance company wrongfully denied or delayed your claim in any way, you may have a valid statutory bad faith claim.

Fire Damage

Fires can be absolutely devastating, and getting whatever insurance coverage you’re owed is the first step in recovery. Get help seeking coverage after a claim denial.

Water Damage

Water damage is one of the most common forms of property damage, and we have the experience needed to successfully handle water damage insurance denial cases.

Wind Damage

Wind damage is generally covered under standard homeowner’s policies, but the best way to determine whether it’s covered in your case is to consult an insurance lawyer.

Tornado Damage

Texas sees more tornados on average than any other state in the country. Homeowner’s need legal help to get coverage after a tornado damage insurance claim denial.

Hurricane Damage

Every year, Texas experiences hurricaines ranging from serious to catastrophic. Getting insurance coverage can be difficult, but our insurance attorneys are here to help.

Flood Damage

When it comes to flood damage, it can be difficult to determine whether or not your case is covered under your policy. We can help you make a strong, valid claim.

Storm Damage

Storms are a fact of life here in damage, and so is storm damage. If your storm damage insurance claim is denied, we’re ready to help you seek whatever you may be owed.

Burst Pipes

Burst pipes can cause absolute chaos and destruction. Getting insurance coverage can make a huge difference in moving forward. Let us help you fight for what you’re owed.

Why Should You Hire Millin & Millin Attorneys?

We can make the insurance company pay.

Millin & Millin Attorneys is proud to fight for those who have been wronged by insurance companies, and we won’t rest until you get the payout you deserve. When you need coverage, you need attorneys you can trust.

  Get To Know Us

BLOGS

December 18, 2024
How and When to File a Texas Department of Insurance Complaint

Your insurance company is meant to help you when you suffer losses they have agreed to compensate against. Unfortunately, not all insurers fulfill their promise; some even scam their customers by wrongfully denying their claims or indulging in unfair billing practices. Thankfully, you can send a formal request to the Texas Department of Insurance to […]

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December 9, 2024
What To Do if Your Insurance Claim Is Denied in Texas

Dealing with denied insurance claims can be draining, especially if you have to rely on your coverage to manage unexpected losses. Without proper guidance, the complexities of claim disputes can lead to financial distress or missed opportunities for you. Keep reading to learn what to do if your insurance claim is denied and how a […]

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December 1, 2024
What Is Insurance Bad Faith? How to Spot It

Facing bad faith insurance can feel overwhelming, especially when you need the coverage to recover from unexpected hardships. When insurance companies act in bad faith, policyholders may face unfair financial issues that can negatively affect their lives. Understanding bad faith insurance practices can help you protect your rights and ensure you get the compensation you […]

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November 1, 2024
When to Send an Insurance Demand Letter for Property Damage

When your home or commercial property is damaged, dealing with repairs can be an expensive and demanding process. Beyond the repairs, you’ll also need to manage the insurance claim process. If you suspect that your insurance company is unrightfully denying your claim or is attempting to underpay you, you can submit a demand letter to […]

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Bad Faith Frequently Asked Questions

There are some insurance providers who are frequently found on lists of the worst bad faith actors in the space. The top ten worst companies are often listed as:
  • Allstate
  • Unum
  • AIG
  • State Farm
  • Anthem
  • Farmers Insurance
  • United Health
  • Global Life
  • Liberty Mutual
  • Progressive
To learn more about why each of these providers landed on this list, check out our guide to the worst insurance companies for bad faith.
If you need to file a bad faith insurance lawsuit, you need help from an attorney. First, these types of lawsuits are incredibly complex, and experienced bad faith insurance lawyers have the expertise needed to guide you through the process. As if that weren’t reason enough to consider hiring a lawyer, there’s more: insurance companies often have high-powered legal teams on their side that will stop at nothing to keep their clients from paying what they rightfully owe. An experienced attorney can be your champion against insurance representation.
Here at Millin & Millin Attorneys, we’re proud to work on a contingency fee basis. What that means is that we get paid as a part of your settlement, and we only get paid when and if you when. You won’t have to pay us anything at all until you win, and our pay comes out of your total settlement amount. Often, attorney fees are figured into settlements, meaning you will still get all of the coverage that you need.
If you feel your insurance provider has wrongfully delayed, denied, or underpaid your claim, it’s time to talk to a lawyer about filing a bad faith insurance lawsuit. You may also need to file a claim if your insurance provider treated you unreasonably or misrepresented your policy. If you’re not sure whether or not you have a valid bad faith claim, you should consult with an experienced bad faith attorney.

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