Storm Damage
Insurance Claim Lawyer Texas

When storms hit, many homes may face huge losses. If your insurance provider refuses to pay fairly, a storm damage lawyer can fight for your rights.
FREE CASE EVALUATION

Your Texas Storm Damage Lawyer

From broken roofs to flooded houses, storms in Texas can leave behind significant damage. Many property owners trust their homeowners' insurance policy to cover the losses, but sometimes the insurance company makes it difficult to get the coverage they need. Insurance carriers may delay, deny, or underpay valid property damage insurance claims in an attempt to avoid paying what they owe. 

With the help of a skilled storm damage lawyer, Texas residents can fight for their rights and whatever compensation they may be owed. If you’ve suffered property damage and your insurance adjuster refuses to act in good faith, you may need help from an experienced attorney. Our insurance lawyers at Millin & Millin Attorneys have a proven track record of holding insurers accountable and guiding homeowners through the claims process.

Common Types of Storm Damage

Wind Damage Claims

High winds can tear off shingles and break windows. These wind damage claims are often covered under most homeowners' insurance policies.

Structural Damage

Storms can weaken walls, roofs, or foundations. Coverage may apply for this type of damage, but limits can vary under each insurance policy.

Water Damage

Water damage can cause leaks and flooding inside your home. However, flood damage claims are usually not covered under normal homeowners' insurance.

Hail Damage

Large hail can smash windows, dent siding, and ruin roofs. Many wind and hail damage claims are covered; however, insurers sometimes undervalue the repairs.

Power Surge Damage

Storms can cause power surges that damage or destroy electronics. Some homeowners' insurance policies may cover this under liability protection.

Fallen Tree Damage

Trees knocked over by wind may crush roofs or cars. Your coverage depends on how your insurance policy defines coverage limits.

Do You Need a Legal Team for Storm Damage Claims?

After a storm, you may try to file an insurance claim yourself, hoping your insurance policy will cover the losses. In some cases, this may be enough. But when the insurance company refuses to cooperate, the process can quickly become overwhelming.
A house damaged by storm

You should reach out to a storm damage lawyer if your insurance company has wrongfully denied, delayed, or undervalued your valid claim. You may also need legal help if the insurer misrepresented your coverage limits, refused to properly investigate your property damage claim, or ignored evidence of serious structural damage. Even when you’ve suffered property damage that is clearly covered, insurers sometimes use these bad faith tactics to avoid paying what they owe.

An experienced attorney like those at Millin & Millin Attorneys will handle the full claims process on your behalf. This includes communicating with the insurer, collecting the necessary reports and repair estimates, and negotiating for the fair compensation you may deserve. Whether your case involves wind and hail damage, temporary housing, or long-term repairs, your lawyer can push back against unfair treatment. Insurance companies often have large legal teams protecting their interests, but with a proven advocate on your side, you’ll have someone fighting just as hard for you.

Common Bad Faith Tactics

Deny

Wrongful Rejection

Your valid claim may be denied for an unfair reason, or for no reason at all. This is a sign of bad faith on behalf of your insurance company.

Delay

Holding Up Claims

Some insurers take steps to stall the normal claims process, leaving you without help when you need it most after a storm.

Undervalued

Low-Balling Claims

An insurance company may offer less than your property damage costs. This happens often with hail damage and wind damage claims.

Misrepresented

Misleading Policyholders

If your insurance company misrepresented your coverage limits, it may be avoiding its duties under the homeowners' insurance policy.

Refused

Failure to Investigate

Insurers must review every property damage claim. If your insurance company refuses to investigate, legal help is needed.

Rely on Millin & Millin Attorney’s Proven Track Record

Our Texas storm damage insurance claim lawyers can get a fair settlement.

Our law offices have a long history of helping property owners after storm damage. From structural damage to wind and hail damage, our lawyers will fight to recover what you may be owed. Trust a storm damage lawyer with the skills and experience needed to secure fair compensation.

  Get To Know Us

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May 1, 2024
What To Do If Your Water Damage Claim Is Denied

Water damage can be incredibly costly. If your water damage claim was denied, you’re probably wondering what your next step will be to try to get compensation. The good news is, there are steps you can take. Keep reading to learn about what to do if your water damage claim is denied. 1. Determine Why […]

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Spring Showers Bring Home Insurance Claims: What You Need to Know About Rain Damage Claims

Springtime in Texas is often a welcome change! The weather is warmer, and more flowers bloom again with the rain. Although the showers bring this beautiful life back to Texas, they can also bring destruction for homeowners. If your home has suffered rain damage, you’re probably working with your insurance company to get it repaired. […]

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Basic Tips to Keep in Mind When Submitting your Hurricane Hanna Claim

Here are some basic tips to keep in mind when submitting your Hurricane Hanna claim: IMPORTANT: If you have any doubt about which of your insurance policies will apply, SUBMIT YOUR CLAIM TO YOUR HOMEOWNERS INSURANCE COMPANY, YOUR WINDSTORM CARRIER (if separate) and YOUR FLOOD INSURANCE CARRIER. Each policy, if applicable, covers different damage. 1. […]

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FREQUENTLY ASKED QUESTIONS

Natural disasters are not usually covered by insurance. Many homeowners' insurance policies exclude events like floods or earthquakes. You can check your insurance policy for specific details that apply to your case, or talk to a storm damage lawyer for help.
We’re proud to help homeowners and business owners alike. Our team helps business owners with commercial property insurance policies, including assisting with business interruption coverage.
If your insurance claim is denied, it may be a sign of bad faith. However, it could also be for a valid reason, such as overage limits under your policy, failure to prevent more damage after the storm, or damage not included in your insurance policy.

WHAT CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

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