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Texas Commercial Property 
Damage Lawyer

If your commercial property insurance claim was denied, get help making your insurance company pay what they owe.
FREE CASE EVALUATION

Commercial Property Damage Claim Denied?

Commercial property owners are just as in need of insurance coverage as any homeowner. Unfortunately, insurance companies may act in unfair or even illegal ways in an effort to get out of paying fair compensation. That’s where a bad faith insurance lawyer comes in. We can help you file a commercial property damage lawsuit for coverage.

Common Types of Commercial Property Damage Claims

Burst Pipes

Flood Damage

Storm Damage

Hurricane Damage

Tornado Damage

Wind Damage

Theft

Business Interruption

Do You Need a Property Damage Lawyer?

You should consider hiring a property damage attorney if your insurance company has tried to delay handling your claim, made unfair requests, misrepresented your policy, made a lowball offer, or refused to thoroughly and promptly investigate your claim. Each of these tactics constitutes a type of bad faith and can open the insurance company up for legal action by policyholders. Through a property damage lawsuit, you may be eligible for full compensation for your original claim.

Hiring an experienced property damage lawyer is important because insurance companies have the resources to hire a high-powered legal team to defend their actions, and these teams can put hurdle after hurdle between property owners and fair compensation. As if that weren’t reason enough, property damage laws are complex, and navigating the legal system often requires a deep understanding of that system. If you think your insurance company has acted unfairly, you need an attorney.

A close up shot of a pen on an insurance claim form

Common Types of Bad Faith Practices

Deny

Without Cause

Insurance adjusters sometimes deny claims without valid cause. This is a type of bad faith insurance.

Delay

Slow Down Claims

Insurance companies may attempt to hold up the claims process to get claimants to move on and give up.

Mislead

Misrepresent Policies

Insurers may misrepresent commercial property insurance policies in an effort to deny valid claims.

Underpay

Lowball Offers

Insurance companies may attempt to undervalue your commercial insurance claim to reduce what they owe.

Refuse to Investigate

No Follow-Up on Claims

Insurers are required by law to thoroughly and promptly investigate property damage claims from policyholders.

What To Do After an Insurance Claim Denial

If you’ve been paying your premiums and you filed a valid claim on time, then you deserve compensation for your property damage. If your insurance company denies your property damage claim, follow the steps below to seek whatever compensation you may be owed.

1. Determine Cause

Why Were You Denied?

The first step is to determine why your claim was denied and if your insurance company used bad faith tactics.

2. File an Appeal

Reverse Your Judgment

You may be able to file an internal appeal with the insurance company to reverse its initial judgment of your claim.

3. File a Complaint

Get Help From the TDI

The Texas Department of Insurance may be able to prompt your insurance company to reverse their claim denial.

4. Send a Demand Letter

State Your Intent to Sue

If your appeal and complaint fail, hire a property damage attorney to help you send notice of your intent to sue.

5. File a Lawsuit

Taking Legal Action

If your demand letter is ignored, you should consider finding a commercial property damage lawsuit for compensation.

Why Should You Choose Millin & Millin Attorneys?

Get help from an insurance law firm that will put your needs first.

If you’re dealing with a bad faith insurer, you need help from an experienced life insurance lawyer. Our attorneys have the expertise you need to get whatever coverage you’re owed.

  Get To Know Us

FREQUENTLY ASKED QUESTIONS

Here at Millin & Millin Attorneys, our property damage lawyers are proud to work on a contingency fee basis, meaning we only get paid if and when you do. You won’t pay for our services out-of-pocket. Instead, our fees will be a part of your final settlement amount.
Through a successful property damage lawsuit, you may be able to receive full compensation for your original denied claim, as well as additional damages for things like severe wrongdoing or fraud by the insurance company.
Unfortunately, there are many valid reasons why insurance claims are denied. Some of the most common reasons for denial include late filing, missed monthly premiums, and lack of coverage. To learn why your claim was denied, you should consult with a capable property damage attorney.
If your insurance company has denied your property damage claim, you have options for getting the coverage you need. First, you should try to figure out why your claim was denied. You may be able to make an appeal with additional evidence to support your claim and reverse the insurance company’s judgment. If the appeal fails, you may wish to file a complaint with the Texas Department of Insurance. If both of these tactics are unsuccessful, you should talk to an attorney about sending a demand letter or filing a lawsuit.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

View More Testimonials

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