Damage caused by smoke and soot, and the repairs needed to resolve it, may be covered by your homeowner’s insurance.
This includes water damage caused by firehoses and chemical fire retardant damage, as well as damage caused by firefighting efforts.
If your home is made temporarily uninhabitable, you may be able to file a fire insurance claim for the cost of housing.
You should consult with a fire damage claim attorney if your insurance company has wrongfully denied, delayed, or undervalued your claim. You should also consider your legal options if your insurance company has refused to investigate your claim or misrepresented your policy for the sake of denying your claim. If your home sustained severe damage, that may also be a reason to hire an attorney to ensure you get whatever you may be owed.
Hiring an experienced property damage law firm is important because a capable legal representative may be the key to getting the coverage you need. Your legal counsel can effectively deal with the insurance company to negotiate for whatever you’re owed, gathering the evidence and documentation needed to support your claim. Insurance companies have the resources to employ big, high-powered legal teams, but a competent lawyer can fight back on your behalf.
Wrongful Rejection
Insurers may wrongfully deny claims for fire-damaged property without just cause or without stating a justification.
Holding Up Claims
Insurance companies must investigate and respond to claims in a timely manner. Failure to do so may be bad faith.
Low-Balling Claims
If your insurance company paid or offered less than you feel you’re owed, get help from a lawyer.
Misleading Policyholders
If your insurance company misrepresented your policy to avoid paying, they may be acting in bad faith.
Refusal to Investigate
Insurance companies are required by law to investigate claims. If they refuse to pursue your claim, get help.
Our Texas personal property damage attorneys can get you a fair settlement.
Your home and personal belongings matter and deserve protection. If your insurance company has treated you unfairly, you can count on our skills and experience to see your case through.
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