(956) 631-5600
close

Fire Damage
Attorney

The recovery process for fire damage claims can be complex, especially with dishonest insurers. Get help getting what you’re owed.
FREE CASE EVALUATION

Your Texas Fire Damage Lawyer

All it takes is one tiny spark to lead to a devastating fire. If you have home insurance, your insurance provider is probably the first place you’ll turn after such an event. While your insurance policy is meant to guarantee you coverage for damage included in that policy, the unfortunate fact is that some insurance companies will engage in unfair and unlawful practices in an attempt to avoid paying what they owe. If you’re having trouble getting the fire insurance coverage you need, get help from a capable Texas property damage claim lawyer at Millin & Millin Attorneys.

Common Types of Fire Damage Claims

Structural Damage

Direct fire damage to the structure of your home may be covered by fire damage insurance.

Smoke Damage

Damage caused by smoke and soot, and the repairs needed to resolve it, may be covered by your homeowner’s insurance.

Fire Department Damage

This includes water damage caused by firehoses and chemical fire retardant damage, as well as damage caused by firefighting efforts.

Housing Costs

If your home is made temporarily uninhabitable, you may be able to file a fire insurance claim for the cost of housing.

Let Us Handle Your Insurance Company

After a fire, you may be able to get fair compensation on your own through an insurance claim. However, in some cases, it can be incredibly difficult, if not impossible, to get the coverage you need without legal representation. Property owners can get the help they need to hold their insurer accountable from a capable attorney.
A house on fire

You should consult with a fire damage claim attorney if your insurance company has wrongfully denied, delayed, or undervalued your claim. You should also consider your legal options if your insurance company has refused to investigate your claim or misrepresented your policy for the sake of denying your claim. If your home sustained severe damage, that may also be a reason to hire an attorney to ensure you get whatever you may be owed.

Hiring an experienced property damage law firm is important because a capable legal representative may be the key to getting the coverage you need. Your legal counsel can effectively deal with the insurance company to negotiate for whatever you’re owed, gathering the evidence and documentation needed to support your claim. Insurance companies have the resources to employ big, high-powered legal teams, but a competent lawyer can fight back on your behalf.

The inside of a burned-out house

Common Types of Bad Faith Practices

Deny

Wrongful Rejection

Insurers may wrongfully deny claims for fire-damaged property without just cause or without stating a justification.

Delay

Holding Up Claims

Insurance companies must investigate and respond to claims in a timely manner. Failure to do so may be bad faith.

Undervalued

Low-Balling Claims

If your insurance company paid or offered less than you feel you’re owed, get help from a lawyer.

Misrepresented

Misleading Policyholders

If your insurance company misrepresented your policy to avoid paying, they may be acting in bad faith.

Refused

Refusal to Investigate

Insurance companies are required by law to investigate claims. If they refuse to pursue your claim, get help.

When Fire Damage Occurs, Choose Millin & Millin Attorneys

Our Texas personal property damage attorneys can get you a fair settlement.

Your home and personal belongings matter and deserve protection. If your insurance company has treated you unfairly, you can count on our skills and experience to see your case through.

  Get To Know Us

Articles

Coming Soon

FREQUENTLY ASKED QUESTIONS

After a house fire, you will have a limited amount of time to file your claim, as laid out in your policy. You should include all necessary documentation of repairs and proof of damage. If your claim is denied, delayed, or underpaid, you can file an appeal with the insurance company. You should consult with an attorney at this point. If your appeal is denied or ignored, you may be able to file a complaint with the Texas Department of Insurance to prompt your insurer to pay what they’re owed. If all of these steps fail, it’s time to send a demand letter informing the insurer of your intent to sue for property loss and bad faith. If your demand letter is ignored, litigation is the next step. Your attorney will help you file a lawsuit and will negotiate with the insurance company’s legal counsel to reach a settlement. If no settlement can be reached, the case may go to court, but this is very rare.
The most common causes behind house fires are cooking accidents, fires caused by heating equipment, fires caused by electrical malfunctions, and fires caused by carelessness.
You may be able to recover compensation through a bad faith claim if your insurance company denied your claim without fair cause or without stating a cause. You may also be able to file a bad faith suit if your insurer refused to investigate your claim in a timely manner or entirely, if they misrepresented your policy, or if they offered a settlement for less than the fair value of your claim.
After the fire has been extinguished and you have dealt with any injuries or immediate needs, the next step should be to gather evidence of the fire damage and its cause, if you can determine it. Record damage to the home and other personal items, and be sure to take note of any extra expenses caused by the fire, such as the cost of housing in a new location in cases of total loss. Be sure to take steps to prevent further damage if possible, such as placing tarps over broken windows and holes in the roof. File your insurance claim as soon as possible. Be sure to keep track of receipts for any repairs or replacements.

WHAT OUR CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

View More Testimonials

Request Your Free Consultation

Reach out online to request an appointment with our team here at Millin & Millin Attorneys. We offer a FREE initial consultation.

Name(Required)
Please let us know what's on your mind. Have a question for us? Ask away.
Opt-in
Copyright © Millin & Millin Attorneys. All rights Reserved | Powered by Cobalt Digital
chevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram