A denied insurance claim could be a sign of bad faith. Sometimes, legitimate claims are denied either due to unfair or invalid reasons, or no reason at all. However, some claims may be denied due to valid reasons such as:
- Reaching your coverage limit
- Failing to prevent further damage, such as putting tarps over broken windows
- Failing to pay premiums
- Late filings
- Lack of evidence of damage
- Policy exclusions, such as for flood damage
If your claim was denied for a reason that isn’t listed above, you should consider getting legal representation for help seeking coverage for your property damage and financial losses. Getting help in a timely manner may be essential for protecting your rights to recover money for severe storm damage.