Water Damage Claim
Services in Texas

Get a fair settlement for your water damage insurance claim in Texas with help from bad faith insurance lawyers from Millin & Millin Attorneys.
FREE CASE EVALUATION

Your Trusted Homeowner’s Insurance Coverage Lawyers

When you take out a home insurance policy, you should be able to trust that valid damage claims will be fairly covered. However, insurance companies sometimes act in unfair and unlawful ways in order to avoid compensating Texas property owners with what they’re rightfully owed. From burst pipes to severe storms, many different types of water damage can cause you real stress. Let us handle the hard part of getting the insurance company to pay its fair share.

Unfortunately, even standard homeowner’s insurance policies can be incredibly complicated, and it can be difficult to tell what you may be entitled to without legal assistance. If you think your insurance company may have wrongfully denied, delayed, or undervalued your water damage claim, it’s time to get help from an attorney.

Common Causes of
Water Damage Claims

Burst Pipes

Most home insurance policies include coverage for water damage caused by broken pipes. Denial could be bad faith.

Flood Damage

Flood damage is not typically covered by homeowner’s insurance. You will need to carry a separate flood insurance policy.

Why Choose Millin & Millin Attorneys

You made the right choice as a responsible homeowner and got home insurance, but now your insurance company is trying to get out of paying for a legitimate claim. If this is true for you, you need a bed faith insurance lawyer. Check out why you should trust Millin & Millin Attorneys to help with your financial recovery.
Two home insurance lawyers working together

Rely on Extensive Experience

With more than 50 years of combined experience, the property damage lawyers here at Millin & Millin Attorneys have the skills and knowledge needed to handle highly complex bad faith insurance cases. We’ve helped countless people get the coverage they were rightfully owed for homeowners' insurance claims, honing our abilities against insurance providers of all sizes. If you’re looking for an attorney who knows how to fight back against bad faith insurance practices, you need Millin and Millin.

Integrity You Can Trust

Claim denials and bad faith lawsuits can be confusing, and that can add to the already considerable stress of recovering from water damage. If you’ve suffered water damage, you need a lawyer you can trust to maintain clear and open communication with you, ensuring you know what to expect the entire way through. You can count on the Millin & Millin Attorneys team to be honest about what we can do for you, and you’ll never be left wondering if we really have your best interests at heart.

A homeowner's insurance lawyer shaking hands with a client

Common Types of Bad Faith Practices

Mislead

Misrepresenting Policies

Insurance companies may try to mislead you about your coverage in order to deny or discourage claims.

Deny

Legitimate Claims

If your insurance company denies your claim without fair cause or with no reason at all, that may be bad faith.

Delay

Putting Off Payouts

Water damage can require immediate attention, and delays in insurance coverage can be harmful.

Refuse to Engage

Refusing to Process Claims

Insurance companies may ignore water damage claims or refuse to investigate valid claims of water damage.

Underpay

Undervaluing Damage Claims

Insurers may attempt to undervalue your claim in order to avoid paying out full compensation.

Get to Know Our Texas Water Damage Attorneys

Get help with your personal property damage claims from our capable lawyers.

If water damage occurred on your property, you could be facing a difficult road to compensation. Gina Millin and John Millin are proud to help property owners like you fight for coverage when insurers act up.
  Get To Know Us

GUIDES

May 1, 2024
What To Do If Your Water Damage Claim Is Denied

Water damage can be incredibly costly. If your water damage claim was denied, you’re probably wondering what your next step will be to try to get compensation. The good news is, there are steps you can take. Keep reading to learn about what to do if your water damage claim is denied. 1. Determine Why […]

Read More
March 1, 2023
Spring Showers Bring Home Insurance Claims: What You Need to Know About Rain Damage Claims

Springtime in Texas is often a welcome change! The weather is warmer, and more flowers bloom again with the rain. Although the showers bring this beautiful life back to Texas, they can also bring destruction for homeowners. If your home has suffered rain damage, you’re probably working with your insurance company to get it repaired. […]

Read More

FREQUENTLY ASKED QUESTIONS

Unfortunately, dirty water backups from drains are typically excluded from standard homeowner’s policies. Instead, you would need to get a special kind of insurance add-on to get coverage in these instances, similar to how you need to have a separate flood policy for flood damage.
Immediately after discovering water damage, you should take any necessary emergency action to prevent further harm, such as turning off the water. Next, take pictures of the damage, and take any other actions needed to stop the damage from getting worse, such as putting tarps over windows broken by storms. You may also need to move into temporary housing. At this point, you should contact your insurance adjuster and begin the claims process. You can contact an attorney if you have any reason to believe you may struggle with your claim. Next, you can begin getting repair estimates. The extent of the damage and whether or not there was structural damage will be key determining factors in the value of your claim. You should file your insurance claims as soon as possible, and be sure to provide all documentation you’ve gathered so far. If your insurance company starts to act unfairly, you should consider hiring a Texas water damage lawyer to defend your legal rights. A capable water damage law firm can help you get a favorable settlement for water damage, fire damage, and other types of home damage claims.
There are two primary ways that compensation is calculated in property damage claims: actual cash value and replacement cost. With actual cash value, your coverage is calculated by determining the cost of the item minus the wear and tear it’s sustained. With replacement value, your coverage is meant to include the full cost of replacing the damaged property. As you might expect, replacement cost policies are more expensive as the payouts are typically higher.
In addition to our residential property damage claims assistance, we’re also proud to represent commercial property owners in their fight to get fair compensation.

WHAT CLIENTS ARE SAYING

  • John and his team did a great job for us! Tried on my own to get the insurance company to do right by us after storm damage to our roof, but they would not cooperate. Millin and Millin helped us get what we deserved.
    Kevin Pagan

  • We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so grateful for their expertise in guiding us through the process. Our experience with Millin&Millin can only be described as excellent.
    Chris Henderson

  • We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and effective approach, combined with their professionalism and expertise, truly sets them apart in the legal field. Thank you Millin & Millin, for your exceptional service and support and retrieving the appropriate amount from the insurance companies to fix the damages to our home.
    Chris & Vanessa Curl

  • I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with me diligently to reach a desirable conclusion. They thoroughly explain all legal documentation and advise you at every step of your legal process. Their expertise and knowledge is excellent, and they will fight for you until you get the outcome you deserve.
    Caroline Harms

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