Slowing the Process
Insurance companies may attempt to hold up the claims process in an effort to get claimants to give up on coverage.
Without Good Cause
If your property damage claim was denied with a valid cause, your insurance provider may be acting in bad faith.
Lowball Offers
Insurance companies may attempt to offer a settlement for less than what’s owed or needed to cover damages.
Non-Cooperation With Filers
Under Texas law, insurers are required to fairly and thoroughly investigate insurance claims from policyholders.
Misleading Policyholders
Insurers may misrepresent your insurance policy in an effort to unfairly reject your claims for compensation.
Homeowner’s insurance typically covers damage caused by storms and fires. This can include things like wind damage, lightning damage, hail damage, and snow and ice damage. However, there are many types of damage that are not usually covered under a standard homeowners insurance claim: both damage caused by floods and damage caused by earthquakes are often not covered by home insurance policies. Instead, you will need to get special policies to cover those types of natural disasters.
Car insurance usually covers damage caused by accidents, with some types of policies also covering damage caused by things like flooding and hail. However, it’s important to note that Texas does not require drivers to carry coverage for damage to their own vehicles. With that in mind, damage to your vehicle may not be included in your policy. The best way to figure out whether or not the damage to your car is covered by your insurance, you should consult with a capable Texas property damage lawyer.
Get legal representation from a qualified, capable attorney.
If your Texas insurance claim is wrongfully denied, you need an insurance lawyer by your side with extensive experience handling car accident cases. We’re ready to go above and beyond to get you coverage.
What on the outside appear to be simple meetings with State Department of Insurance employees and insurance companies, has individuals worried that these engagements are actually being used to persuade regulators to approve increased premiums. Perhaps most tellingly, insurance companies are spending hundreds of thousands of dollars developing meetings at prime vacation spots where regulators […]
Being rushed to the emergency room can be a nightmare scenario for everyone involved. The stress and worry over the well-being of a loved one and costly medical services can put a lot of pressure on individuals. Now imagine if your insurance denies coverage for this visit. Alarmingly, it could even be deemed that your […]
Texas had a rough 2017 hurricane season with Harvey causing major damage to southeast Texas and the Houston metro area. Unfortunately, forecasts from North Carolina State University and Colorado State University are predicting another above-average season for 2018. It’s important for residents living along the Gulf Coast and in the Rio Grande Valley to begin […]
Was your home insurance claim denied? You aren’t alone. Home insurance companies are always looking for a reason NOT to pay out to their customers. This means even a minor error in the claims process can result in a claim denial. Mind you, insurance companies may still deny your claim even if it is 100% […]
