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Home Insurance 
Lawyer

If your residential property damage claim has been denied, get help making the insurance company pay what it owes.
FREE CASE EVALUATION

Homeowner’s Insurance Claim Denied?

When you sign up for your insurance policy, your insurance company makes a promise to pay out for valid claims as long as you keep up with monthly payments. Unfortunately, many insurance providers will use bad faith tactics in an effort to get out of paying what they owe. If your claim has been wrongfully denied, delayed, or undervalued, it’s time to talk to a Texas home insurance lawyer.

Common Types of Residential Property Damage

Fire Damage

Water Damage

Wind Damage

Tornado Damage

Hurricane Damage

Flood Damage

Storm Damage

Burst Pipes

Theft

Do You Need an Insurance Claim Lawyer?

Under Texas law, insurance companies owe policyholders fair compensation for home insurance claims covered under their insurance policies. However, there are many bad faith methods that insurers can use to either reduce what the insurance coverage they owe or completely reject your claim.
You should consider hiring a property damage attorney if your insurance adjuster has tried to delay handling your claim, made unfair requests, misrepresented your policy, made a lowball offer, or refused to thoroughly and promptly investigate your claim. Each of these tactics constitutes a type of bad faith and can open the insurance company up for legal action by policyholders. Through a property damage lawsuit, you may be eligible for full compensation for your original denied or underpaid claim.
Hiring an experienced property damage lawyer is important because insurance companies have the resources to hire a high-powered legal team to defend their actions, and these teams can put hurdle after hurdle between property owners and fair compensation. As if that weren’t reason enough, property damage laws are complex, and navigating the legal system often requires a deep understanding of that system. If you think your insurance company has acted unfairly, you need legal representation.

Common Types of Bad Faith Practices

Delay

Holding Up Claims

Your insurance company is required to promptly respond to claims on personal property damage. Delaying is bad faith.

Deny

Without a Fair Cause

Your denied claim must be rightfully justified by your insurance company. Otherwise, they might be acting in bad faith.

Refuse to Investigate

Not Handling Claims

Under Texas law, insurance companies are required to thoroughly investigate all legitimate claims within a reasonable time frame.

Mislead

Misrepresenting Policies

Insurers may misrepresent your property damage insurance policy in order to reject or undervalue your claim.

Misdistribution

Ignoring Beneficiary Designations

Life insurance companies may sometimes disregard beneficiary designations from policyholders and misdistribute benefits.

Why Should You Choose Millin & Millin Attorneys?

Get help from an insurance law firm that will put your needs first.

Here at Millin & Millin Attorneys, we have the right expertise and skills to help you get the compensation you deserve in insurance disputes. Our law firm will fight tirelessly for you.

  Get To Know Us

BLOGS

May 27, 2016
Tips for When Your Insurance Company Won’t Pay Your Claims
By MIllin & MIllin

It’s no secret that insurance companies tend to react slowly, especially when it comes to claims.  And in all likelihood, if you’re having to submit an insurance claim, then you’re probably going through a horrid situation.  Having to fight for your what’s rightfully owed to you shouldn’t even be an issue, but if that’s the […]

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June 10, 2016
The Case That Exposed Fraudulent Insurance Practices
By MIllin & MIllin

Can we trust our auto insurance companies to protect the public when a motor vehicle accident occurs? These big bad wolf companies disguise themselves as public protectors, but when it comes down to protecting they look the other way. Auto insurance companies lie, defraud and steal from victims injured in motor vehicle accidents and leave […]

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December 5, 2021
Calculating Hurricane Damage Compensation in Texas
By MIllin & MIllin

Insurance helps us respond to disasters with strength by providing the funds we need to rebuild our damaged properties, homes, businesses, and replace our lost valuables. Understanding the procedures insurance companies use to provide relief aid will help make the recovery process smoother.   The Road to Recovery After you have presented a claim for damages, […]

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September 22, 2016
Demolition company tears down wrong house in Texas and homeowner sues
By MIllin & MIllin

Lindsay Diaz lost her duplex home in Rowlett, Texas when Seagoville based Billy L Nabors Demolition mistakenly tore down the house following a rash of deadly tornados in late December 2015. Unfortunately, individuals who have suffered damage to their home or property because of a negligent act by a business or corporation often encounter difficulty […]

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FREQUENTLY ASKED QUESTIONS

In general, homeowner’s insurance policies cover damage caused by things like storms and fires. This includes damage caused by tornados, wind, snow, hail, and ice. However, it’s important to note that many types of damage are not covered by standard insurance policies. For example, most standard policies exclude flood damage.
Homeowner’s insurance policies typically cover damage caused by some types of natural disasters, like tornados and hurricanes. However, there are usually exclusions built into residential insurance policies for other types of disasters like floods and earthquakes.
If your insurance company denies your home insurance claim, you’re probably going to start worrying about your financial security. You might doubt your ability to pay for a lawyer. The good news is that, here at Millin & Millin Attorneys, our property damage lawyers work on a contingency fee basis. What this means is that we only get paid if and when you do, and we get paid as a part of your settlement, not out of your pocket. Feel free to schedule your FREE consultation to learn more about our fee structures.
Through a successful property damage lawsuit, property owners may be able to receive the full, rightful compensation that they were owed for their original insurance claim. In addition, compensation may include damages for things like fraud or severe wrongdoing by the insurance company.

WHAT CLIENTS ARE SAYING

Kevin Pagan

John and his team did a great job for us! Tried on my own to get the insurance company to
…

Kevin Pagan

Chris Henderson

We have worked closely with Millin & Millin twice on weather related insurance claims and both times we were so
…

Chris Henderson

Chris & Vanessa Curl

We cannot recommend Millin & Millin attorneys highly enough for anyone facing challenges with their insurance claims. Their efficient and
…

Chris & Vanessa Curl

Caroline Harms

I had a dispute with my landlord about water and mold damage in my apartment. Millin and Millin worked with
…

Caroline Harms
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