Your insurance company is meant to help you when you suffer losses they have agreed to compensate against. Unfortunately, not all insurers fulfill their promise; some even scam their customers by wrongfully denying their claims or indulging in unfair billing practices. Thankfully, you can send a formal request to the Texas Department of Insurance to […]
Dealing with denied insurance claims can be draining, especially if you have to rely on your coverage to manage unexpected losses. Without proper guidance, the complexities of claim disputes can lead to financial distress or missed opportunities for you. Keep reading to learn what to do if your insurance claim is denied and how a […]
When your home or commercial property is damaged, dealing with repairs can be an expensive and demanding process. Beyond the repairs, you’ll also need to manage the insurance claim process. If you suspect that your insurance company is unrightfully denying your claim or is attempting to underpay you, you can submit a demand letter to […]
Insurance provides a financial safety net for your property against unexpected events. When safeguarding your property, you need to understand the difference between actual cash value (ACV) and other types of coverage. Although ACV insurances have lower premiums, they often don’t provide enough coverage to repair the property. Keep reading to learn more about ACV […]
While insurance policies may vary widely in the kinds of losses they cover, the sorts of claims a person might make come in a few common forms. Whether you’ve been involved in a car accident or suffered a house fire, you may be able to file an insurance claim for the compensation you need. Unfortunately, […]
It has been a year since the COVID-19 pandemic began and drastically changed the world and the way society functions. This date is doubly important for business owners and policyholders who may not be aware that the deadline for filing a COVID-19 business interruption insurance claim is fast approaching. Depending on the specifics of your […]
Life insurance is a valuable resource for anyone, as it pays out a lump sum to family and/or other dependents in the event you pass away during the term of the policy. A life insurance policy affords the peace of mind that loved ones will be financially protected in the event of your death, and […]
COVID-19 has had a devastating impact not only on the American people, but also on the economy. Many businesses are closed in order to do their part to slow the spread. Because of this, business interruption relief is in high demand. Unfortunately, many businesses are seeing their claims denied, even if their policy doesn’t exclude […]
The owner of Cheers in Boston is suing its insurance carriers over what it claims was a wrongful denial of its business interruption insurance claims. Hampshire House, the owner of five restaurants and a distribution center, claims to have lost millions of dollars due to the pandemic. As the novel coronavirus spread across the globe […]
Here are some basic tips to keep in mind when submitting your Hurricane Hanna claim: IMPORTANT: If you have any doubt about which of your insurance policies will apply, SUBMIT YOUR CLAIM TO YOUR HOMEOWNERS INSURANCE COMPANY, YOUR WINDSTORM CARRIER (if separate) and YOUR FLOOD INSURANCE CARRIER. Each policy, if applicable, covers different damage. 1. […]
Many business owners are filing business interruption claims for the first time this year. As COVID-19 has spread across the globe, shutdowns and social distancing have necessarily followed it. Businesses that rely on a healthy economy are finding themselves facing substantial financial difficulties. One way to seek financial support for the time your business will […]
COVID-19 has monumentally shifted how the world does business, putting a great deal of small business owners in financial hardship. While the government has given small businesses and large corporations some monetary relief, the case still stands that business owners are living through a time of great financial turmoil. Business interruption insurance might be the […]
Trying to stay healthy and safe during the coronavirus pandemic is at the forefront of everyone’s mind right now. However, in order for social distancing to take place and be effective, businesses have had to adjust to local, state and federal mandated orders to either shut down operations or alter them significantly. These changes have […]
For two decades, Millin & Millin, PLLC has represented hundreds of policyholders in their fight against insurance companies who wrongfully denied or underpaid their commercial property insurance claims. During this time, our firm has litigated claims for business interruption and property damage for hotels, retail centers, churches, office buildings, warehouses, and public schools all over […]
