When you sign up for comprehensive homeowner’s insurance, you should be able to rely on that coverage in case of an emergency. Unfortunately, insurance companies don’t always want to hold up their end of the bargain. In those cases, they may act in bad faith in an attempt to get out of paying what they […]
Unfortunately, accidents happen and things don’t always go as planned. An insurance claim that's denied only adds to the frustration of an already difficult situation. People end up in predicaments like this all the time, but why and how? While some claims are denied in bad faith, there are many reasons why a health insurance […]
The fact of the matter is that individuals need insurance for a variety of circumstances. From protecting our families to protecting our property from the unpredictability of the world, insurance is essential. But what happens when an insurance company doesn’t follow through with its end of an agreement? This is where bad faith insurance lawyers […]
Gulf Coast living provides many exciting recreational activities that the land-locked residents of most other states do not get to experience. But these opportunities come with a risk; warm-water hurricanes. Homeowners know they must prepare for these events, and that includes knowing how to purchase insurance that will help you rebuild in case your part […]
There’s no denying that insurance coverage and insurance claims can be frustratingly complex and confusing. Unfortunately, this is especially true of cases in which a person needs to sue their own insurer. Even seemingly simple questions, like where to file your suit, can lead to complicated and unclear answers. Still, if you had an insurance […]
Keys To Legal Savviness in 2021: Know Your Rights to Protect Yourself The pandemic has affected all of us in a wide variety of ways, few of them good. Along with the wave of harmful events that affected businesses and individuals alike came a wave of insurance claims related to that harm. Unfortunately, proving your […]
Civil Authority Coverage, Natural Disasters, and the Coronavirus While most business owners are probably familiar with the more common types of insurance claims, they may be at a loss when it comes to seeking coverage for more rare types of damage. After a year like 2020, business owners are probably dealing with some pretty rare […]
While insurance policies may vary widely in the kinds of losses they cover, the sorts of claims a person might make come in a few common forms. Whether you’ve been involved in a car accident or suffered a house fire, you may be able to file an insurance claim for the compensation you need. Unfortunately, […]
It has been a year since the COVID-19 pandemic began and drastically changed the world and the way society functions. This date is doubly important for business owners and policyholders who may not be aware that the deadline for filing a COVID-19 business interruption insurance claim is fast approaching. Depending on the specifics of your […]
Life insurance is a valuable resource for anyone, as it pays out a lump sum to family and/or other dependents in the event you pass away during the term of the policy. A life insurance policy affords the peace of mind that loved ones will be financially protected in the event of your death, and […]
San Diego Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin represented San Diego ISD in this insurance bad-faith litigation case involving a property damage claim of water intrusion and mold growth at three different school campuses. The client was extremely pleased with the results. After trying the case before a panel of arbitrators for four months, the insurer, Zurich North America, paid the seven-figure arbitration award within 15 days.
Freer Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin handled this insurance bad-faith litigation case. He advocated on behalf of Freer ISD involving a property damage claim due to water intrusion and mold growth at their main high school campus. A six-figure arbitration award was obtained after the case was tried before a panel of arbitrators for eight weeks. The client received payment from the insurer, Zurich North America, within 15 days.
Donna Independent School District
Contract Length and Dates of Service: 2006-2008
While a partner at Ortiz & Millin LP, John Millin served as lead counsel in representing Donna ISD in this complex, multi-facility construction defect case. After six months of intense discovery, the general contractor and its subcontractors agreed to a multi-million dollar settlement before trial.
Brooks County Independent School District
Contract Length and Dates of Service: 2005-2008
John Millin, on behalf of Ortiz & Millin LP, represented Brooks County ISD in this insurance bad-faith litigation case that involved a property damage claim filed as a result of water intrusion and mold growth at four school campuses. A seven-figure arbitration award was obtained after trying the case before a panel of arbitrators. Payment was received from the insurer, Zurich North America, within 15 days.
Lone Star National Bank, Brownsville
Contract Length and Dates of Service: 2007-2008
In this insurance bad-faith litigation case, John Millin represented Lone Star National Bank after a property damage claim was filed due to water intrusion at their six-story office building in Brownsville, TX. The case settled before trial for a confidential six-figure amount, allowing the client to make any and all repairs.
Tortuga Bay Condominiums, South Padre Island
Contract Length and Dates of Service: 2008-2010
Gina and John Millin represented this HOA in this insurance bad-faith litigation case involving a property damage claim after property was damaged by water intrusion during Hurricane Dolly in July of 2008. Texas Windstorm Insurance Association settled before trial for a confidential six-figure amount.
First Church of the Nazarene, Harlingen
Contract Length and Dates of Service: 2008-2010
After water intrusion damaged this client’s property during Hurricane Dolly in July of 2008, we advocated on their behalf in this insurance bad-faith litigation case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
Trenton View Shopping Center, McAllen
Contract Length and Dates of Service: 2013-2014
After water intrusion damaged this client’s property during the McAllen Hail Storm in March of 2012, we challenged the insurer’s inadequate and insufficient adjustment of the property damage in an insurance bad-faith case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
The 2017 hurricane season was the most expensive in U.S. history, causing over $200 billion in damages. This was especially true of Harvey in Texas. As a business owner in the Rio Grande Valley, your business is much more susceptible to flooding, hurricane damages, and other weather-related damages. While commercial property insurance will help to […]
Keys To Legal Savviness in 2021: Know Your Rights to Protect Yourself The pandemic has affected all of us in a wide variety of ways, few of them good. Along with the wave of harmful events that affected businesses and individuals alike came a wave of insurance claims related to that harm. Unfortunately, proving your […]
The holiday season is one of the most joyous times of the year. There’s a wonderful abundance of family, friends, festivities, and cheer. But there’s also an increased risk for a holiday mishap. Especially fires. Naturally, the first instinct is to turn to your homeowners insurance company after a disaster. Once a claim is filed, […]
When you sign up for comprehensive homeowner’s insurance, you should be able to rely on that coverage in case of an emergency. Unfortunately, insurance companies don’t always want to hold up their end of the bargain. In those cases, they may act in bad faith in an attempt to get out of paying what they […]
