Your insurance company is meant to help you when you suffer losses they have agreed to compensate against. Unfortunately, not all insurers fulfill their promise; some even scam their customers by wrongfully denying their claims or indulging in unfair billing practices. Thankfully, you can send a formal request to the Texas Department of Insurance to […]
Dealing with denied insurance claims can be draining, especially if you have to rely on your coverage to manage unexpected losses. Without proper guidance, the complexities of claim disputes can lead to financial distress or missed opportunities for you. Keep reading to learn what to do if your insurance claim is denied and how a […]
Facing bad faith insurance can feel overwhelming, especially when you need the coverage to recover from unexpected hardships. When insurance companies act in bad faith, policyholders may face unfair financial issues that can negatively affect their lives. Understanding bad faith insurance practices can help you protect your rights and ensure you get the compensation you […]
When your home or commercial property is damaged, dealing with repairs can be an expensive and demanding process. Beyond the repairs, you’ll also need to manage the insurance claim process. If you suspect that your insurance company is unrightfully denying your claim or is attempting to underpay you, you can submit a demand letter to […]
Insurance provides a financial safety net for your property against unexpected events. When safeguarding your property, you need to understand the difference between actual cash value (ACV) and other types of coverage. Although ACV insurances have lower premiums, they often don’t provide enough coverage to repair the property. Keep reading to learn more about ACV […]
Life insurance is meant to financially protect your loved ones after you’re no longer around, but there are some parts of the process that make it more difficult for family members to get the coverage they need. One factor that can play a role in whether or not holders can get coverage after losing a […]
Sometimes, paying off your medical bills can be a complex and expensive process. That might have you wondering, can you get a lien on your house for medical bills? To avoid collectors and liens, you need proper legal assistance to keep you and your properties safe while you recover. Keep reading to learn what happens […]
Storms can be seriously destructive to our homes and property. If your home or vehicle has been damaged by a storm, you’re probably wondering what types of damage may be covered by your insurance. Keep reading to learn more about the different types of property damage that may be included in a storm damage claim […]
Water damage can be incredibly costly. If your water damage claim was denied, you’re probably wondering what your next step will be to try to get compensation. The good news is, there are steps you can take. Keep reading to learn about what to do if your water damage claim is denied. 1. Determine Why […]
Hurricanes can be incredibly destructive, and that destruction can leave you without a habitable place to live. That’s why hurricane insurance coverage is so important. Unfortunately, getting hurricane coverage may not be as easy as you would hope. The sad fact is there are many reasons why a hurricane insurance claim may be denied. If […]
San Diego Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin represented San Diego ISD in this insurance bad-faith litigation case involving a property damage claim of water intrusion and mold growth at three different school campuses. The client was extremely pleased with the results. After trying the case before a panel of arbitrators for four months, the insurer, Zurich North America, paid the seven-figure arbitration award within 15 days.
Freer Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin handled this insurance bad-faith litigation case. He advocated on behalf of Freer ISD involving a property damage claim due to water intrusion and mold growth at their main high school campus. A six-figure arbitration award was obtained after the case was tried before a panel of arbitrators for eight weeks. The client received payment from the insurer, Zurich North America, within 15 days.
Donna Independent School District
Contract Length and Dates of Service: 2006-2008
While a partner at Ortiz & Millin LP, John Millin served as lead counsel in representing Donna ISD in this complex, multi-facility construction defect case. After six months of intense discovery, the general contractor and its subcontractors agreed to a multi-million dollar settlement before trial.
Brooks County Independent School District
Contract Length and Dates of Service: 2005-2008
John Millin, on behalf of Ortiz & Millin LP, represented Brooks County ISD in this insurance bad-faith litigation case that involved a property damage claim filed as a result of water intrusion and mold growth at four school campuses. A seven-figure arbitration award was obtained after trying the case before a panel of arbitrators. Payment was received from the insurer, Zurich North America, within 15 days.
Lone Star National Bank, Brownsville
Contract Length and Dates of Service: 2007-2008
In this insurance bad-faith litigation case, John Millin represented Lone Star National Bank after a property damage claim was filed due to water intrusion at their six-story office building in Brownsville, TX. The case settled before trial for a confidential six-figure amount, allowing the client to make any and all repairs.
Tortuga Bay Condominiums, South Padre Island
Contract Length and Dates of Service: 2008-2010
Gina and John Millin represented this HOA in this insurance bad-faith litigation case involving a property damage claim after property was damaged by water intrusion during Hurricane Dolly in July of 2008. Texas Windstorm Insurance Association settled before trial for a confidential six-figure amount.
First Church of the Nazarene, Harlingen
Contract Length and Dates of Service: 2008-2010
After water intrusion damaged this client’s property during Hurricane Dolly in July of 2008, we advocated on their behalf in this insurance bad-faith litigation case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
Trenton View Shopping Center, McAllen
Contract Length and Dates of Service: 2013-2014
After water intrusion damaged this client’s property during the McAllen Hail Storm in March of 2012, we challenged the insurer’s inadequate and insufficient adjustment of the property damage in an insurance bad-faith case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
A devastating property loss can be an overwhelming experience, leaving you confused, and unsure of what steps to take next. Unfortunately, there are numerous occasions in which large-loss claims are denied, either at home or at a business, and oftentimes these are done in “bad faith.” Your bad faith insurance attorneys at Millin & Millin […]
Insurance provides a financial safety net for your property against unexpected events. When safeguarding your property, you need to understand the difference between actual cash value (ACV) and other types of coverage. Although ACV insurances have lower premiums, they often don’t provide enough coverage to repair the property. Keep reading to learn more about ACV […]
Here are some basic tips to keep in mind when submitting your Hurricane Hanna claim: IMPORTANT: If you have any doubt about which of your insurance policies will apply, SUBMIT YOUR CLAIM TO YOUR HOMEOWNERS INSURANCE COMPANY, YOUR WINDSTORM CARRIER (if separate) and YOUR FLOOD INSURANCE CARRIER. Each policy, if applicable, covers different damage. 1. […]
“Know what to look for to avoid claim denials.” Dealing with a major illness is enough stress as it is. There’s no reason any one should add to your burdens, but sometimes insurance companies can make it downright difficult in helping you get the resolution you need by denying your claim and leaving you with […]
