Every year, the average American spends thousands of dollars on insurance. Whether it’s medical, homeowners, automobile, or any other sort of coverage, the vast majority of people do not have to deal with filing large claims. This means most people have very little experience in dealing insurance agencies...and the companies are aware of this. […]
Insurance policies can be a bit complicated, especially in their use of market terminology. To understand who is covered under your homeowner’s policy, the first thing is to know what they cover. Most traditional homeowner’s policies cover three areas: the physical structure of your home and other buildings on the property; personal belongings; liability from […]
Making an insurance claim on a motor vehicle accident, construction issue, or personal injury incident, can be outright confusing; especially if it’s your first time going through the process. Don’t worry though. Millin & Millin PLLC are more than capable of advocating for you and helping you find the peace and justice you deserve. When […]
The largest report of hail this year near McAllen was 1.75 inches. Don’t wait around for hail to damage your home and vehicle. Prepare ahead of time and protect your property. It is imperative that a homeowner knows what to do in the event that their home is damaged by hail. Hail can cause a […]
Can we trust our auto insurance companies to protect the public when a motor vehicle accident occurs? These big bad wolf companies disguise themselves as public protectors, but when it comes down to protecting they look the other way. Auto insurance companies lie, defraud and steal from victims injured in motor vehicle accidents and leave […]
It’s no secret that insurance companies tend to react slowly, especially when it comes to claims. And in all likelihood, if you’re having to submit an insurance claim, then you’re probably going through a horrid situation. Having to fight for your what’s rightfully owed to you shouldn’t even be an issue, but if that’s the […]
A startling discovery reveals that life insurance companies have secretly avoided paying out billions of dollars worth of policies to unknowing families. April 20, 2016 With age comes a little wisdom and you begin to realize you’re not going to live forever. Family becomes your priority and the all important life insurance policy […]
When it comes to important educational matters, the attorneys of Millin & Millin believe that involvement in the local education system is vital to the future of our children and, by extension, our community. Earlier this year, the Facilities Forecast Advisory Committee (FFAC) visited all of McAllen Independent School District’s facilities to identify any needs […]
The attorneys of Millin & Millin believe legal representation involves more than advocating for clients’ rights. It involves engagement with the local community and taking on important issues. As a member of McAllen’s Planning and Zoning Commission, John Millin recently gave his take on a preliminary proposal to re-examine zoning for agricultural open-space land throughout […]
Texan entrepreneurs and business owners can rejoice and take comfort in the fact that they are at a distinct advantage, according to a recent study conducted by CNBC. The state’s strong economy combined with its technology, infrastructure and innovation has helped it reach the number two spot on “America’s Top States for Business” list. This […]
San Diego Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin represented San Diego ISD in this insurance bad-faith litigation case involving a property damage claim of water intrusion and mold growth at three different school campuses. The client was extremely pleased with the results. After trying the case before a panel of arbitrators for four months, the insurer, Zurich North America, paid the seven-figure arbitration award within 15 days.
Freer Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin handled this insurance bad-faith litigation case. He advocated on behalf of Freer ISD involving a property damage claim due to water intrusion and mold growth at their main high school campus. A six-figure arbitration award was obtained after the case was tried before a panel of arbitrators for eight weeks. The client received payment from the insurer, Zurich North America, within 15 days.
Donna Independent School District
Contract Length and Dates of Service: 2006-2008
While a partner at Ortiz & Millin LP, John Millin served as lead counsel in representing Donna ISD in this complex, multi-facility construction defect case. After six months of intense discovery, the general contractor and its subcontractors agreed to a multi-million dollar settlement before trial.
Brooks County Independent School District
Contract Length and Dates of Service: 2005-2008
John Millin, on behalf of Ortiz & Millin LP, represented Brooks County ISD in this insurance bad-faith litigation case that involved a property damage claim filed as a result of water intrusion and mold growth at four school campuses. A seven-figure arbitration award was obtained after trying the case before a panel of arbitrators. Payment was received from the insurer, Zurich North America, within 15 days.
Lone Star National Bank, Brownsville
Contract Length and Dates of Service: 2007-2008
In this insurance bad-faith litigation case, John Millin represented Lone Star National Bank after a property damage claim was filed due to water intrusion at their six-story office building in Brownsville, TX. The case settled before trial for a confidential six-figure amount, allowing the client to make any and all repairs.
Tortuga Bay Condominiums, South Padre Island
Contract Length and Dates of Service: 2008-2010
Gina and John Millin represented this HOA in this insurance bad-faith litigation case involving a property damage claim after property was damaged by water intrusion during Hurricane Dolly in July of 2008. Texas Windstorm Insurance Association settled before trial for a confidential six-figure amount.
First Church of the Nazarene, Harlingen
Contract Length and Dates of Service: 2008-2010
After water intrusion damaged this client’s property during Hurricane Dolly in July of 2008, we advocated on their behalf in this insurance bad-faith litigation case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
Trenton View Shopping Center, McAllen
Contract Length and Dates of Service: 2013-2014
After water intrusion damaged this client’s property during the McAllen Hail Storm in March of 2012, we challenged the insurer’s inadequate and insufficient adjustment of the property damage in an insurance bad-faith case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
If you’ve been living in Texas for a while, you know just how strong the wind can get. While it may not seem like a weather condition that can do a lot of damage, wind damage claims are the most common seen by homeowners in the U.S. Continue reading to learn how to file an […]
Imagine a scenario in which your insurance claim is denied in bad faith, and the only remaining option is to file a lawsuit. Bad faith insurance lawyers can certainly help you go down this path, but you may have specific questions involving compensation for damages. Many individuals in this type of situation may ask themselves, […]
From late payments and reporting to a lack of documentation, there are, unfortunately, many valid reasons for which your insurance company might deny your hurricane home damage claim. However, it’s also important to know about the bad faith tactics your insurance company might engage in to try to avoid paying what they owe when you’ve […]
Fitch Ratings, one of the three largest credit rating agencies in the United States, has speculated about the new presidential administration and what that means for the insurance industry. While Fitch did not expect any policy initiatives to be directly focused on the non-health insurance industry, extensive changes to the financial industry would ease regulations […]
