Your insurance company is meant to help you when you suffer losses they have agreed to compensate against. Unfortunately, not all insurers fulfill their promise; some even scam their customers by wrongfully denying their claims or indulging in unfair billing practices. Thankfully, you can send a formal request to the Texas Department of Insurance to […]
Dealing with denied insurance claims can be draining, especially if you have to rely on your coverage to manage unexpected losses. Without proper guidance, the complexities of claim disputes can lead to financial distress or missed opportunities for you. Keep reading to learn what to do if your insurance claim is denied and how a […]
When your home or commercial property is damaged, dealing with repairs can be an expensive and demanding process. Beyond the repairs, you’ll also need to manage the insurance claim process. If you suspect that your insurance company is unrightfully denying your claim or is attempting to underpay you, you can submit a demand letter to […]
Insurance provides a financial safety net for your property against unexpected events. When safeguarding your property, you need to understand the difference between actual cash value (ACV) and other types of coverage. Although ACV insurances have lower premiums, they often don’t provide enough coverage to repair the property. Keep reading to learn more about ACV […]
If you feel your insurance company has acted improperly or wrongfully denied your claim, they may be acting in bad faith. Bad faith is a type of legal wrongdoing for which you can hold your insurance company accountable in court. By proving bad faith, you can fight for the coverage you rightfully deserve. Proving bad […]
Home insurance can help you feel more secure when storms come, but the truth is that getting coverage isn’t always so easy. Even when your insurance company isn’t acting in bad faith, there are several reasons why your homeowner’s insurance claim may be denied. If your insurance claim is denied, your insurance company may or […]
When you sign up for comprehensive homeowner’s insurance, you should be able to rely on that coverage in case of an emergency. Unfortunately, insurance companies don’t always want to hold up their end of the bargain. In those cases, they may act in bad faith in an attempt to get out of paying what they […]
When you sign up for insurance, you and the insurance company are making an agreement that means you’ll pay premiums and that the insurance company will pay for part or all of your healthcare expenses. Unfortunately, it seems that many insurance companies don’t like to hold up their end of the bargain. According to reporting […]
When you sign up for a home insurance policy, both you and your insurance provider are making a binding promise. While you promise to make your insurance payments as agreed, the insurance company promises to pay out for valid claims under your policy. If an insurance company fails to hold up its part of the […]
From late payments and reporting to a lack of documentation, there are, unfortunately, many valid reasons for which your insurance company might deny your hurricane home damage claim. However, it’s also important to know about the bad faith tactics your insurance company might engage in to try to avoid paying what they owe when you’ve […]
Insurance companies are a business, and as such, are always looking to make money. Insurance claims take away from their profits and so companies will take any opportunity to avoid paying out, even if that means acting in bad faith. While bad faith insurance tactics can make you feel like you’re out of options, you […]
Was your home insurance claim denied? You aren’t alone. Home insurance companies are always looking for a reason NOT to pay out to their customers. This means even a minor error in the claims process can result in a claim denial. Mind you, insurance companies may still deny your claim even if it is 100% […]
Springtime in Texas is often a welcome change! The weather is warmer, and more flowers bloom again with the rain. Although the showers bring this beautiful life back to Texas, they can also bring destruction for homeowners. If your home has suffered rain damage, you’re probably working with your insurance company to get it repaired. […]
Insurance is the best way to make sure you don’t end up in a financial hole after an accident. Whether your home suffers damage from a burst pipe, a fallen tree, or theft, insurance coverage will, ideally, help you recover without many financial issues. However, that doesn’t mean making a claim is easy. You may […]
