Your insurance company is meant to help you when you suffer losses they have agreed to compensate against. Unfortunately, not all insurers fulfill their promise; some even scam their customers by wrongfully denying their claims or indulging in unfair billing practices. Thankfully, you can send a formal request to the Texas Department of Insurance to […]
Dealing with denied insurance claims can be draining, especially if you have to rely on your coverage to manage unexpected losses. Without proper guidance, the complexities of claim disputes can lead to financial distress or missed opportunities for you. Keep reading to learn what to do if your insurance claim is denied and how a […]
When your home or commercial property is damaged, dealing with repairs can be an expensive and demanding process. Beyond the repairs, you’ll also need to manage the insurance claim process. If you suspect that your insurance company is unrightfully denying your claim or is attempting to underpay you, you can submit a demand letter to […]
Insurance provides a financial safety net for your property against unexpected events. When safeguarding your property, you need to understand the difference between actual cash value (ACV) and other types of coverage. Although ACV insurances have lower premiums, they often don’t provide enough coverage to repair the property. Keep reading to learn more about ACV […]
Everyday, policyholders file claims with their insurance company — and many of these claims are eventually denied. When your insurance company doesn’t properly compensate you for the unpredictabilities of life, bad faith insurance lawyers can step in to give you a helping hand. Experienced law firm, Millin and Millin, wants to take the time to […]
The fact of the matter is that individuals need insurance for a variety of circumstances. From protecting our families to protecting our property from the unpredictability of the world, insurance is essential. But what happens when an insurance company doesn’t follow through with its end of an agreement? This is where bad faith insurance lawyers […]
At some point in life, you will likely have to enter into an agreement with an insurance company whether it be for healthcare, a home or office, or a car. The concept is fairly simple – you purchase a policy to cover any losses in exchange for a monthly premium. If you receive a note […]
Insurance helps us respond to disasters with strength by providing the funds we need to rebuild our damaged properties, homes, businesses, and replace our lost valuables. Understanding the procedures insurance companies use to provide relief aid will help make the recovery process smoother. The Road to Recovery After you have presented a claim for damages, […]
When tragedy strikes, we are often left emotionally vulnerable. When an expected safety net, like homeowner’s insurance, also fails us, the resulting confusion can lead to anger. Hopefully, this listing of common reasons for why insurance claims are denied (and what can be done to avoid denial) can help bring calm and sense back to […]
Gulf Coast living provides many exciting recreational activities that the land-locked residents of most other states do not get to experience. But these opportunities come with a risk; warm-water hurricanes. Homeowners know they must prepare for these events, and that includes knowing how to purchase insurance that will help you rebuild in case your part […]
There’s no denying that insurance coverage and insurance claims can be frustratingly complex and confusing. Unfortunately, this is especially true of cases in which a person needs to sue their own insurer. Even seemingly simple questions, like where to file your suit, can lead to complicated and unclear answers. Still, if you had an insurance […]
Keys To Legal Savviness in 2021: Know Your Rights to Protect Yourself The pandemic has affected all of us in a wide variety of ways, few of them good. Along with the wave of harmful events that affected businesses and individuals alike came a wave of insurance claims related to that harm. Unfortunately, proving your […]
Civil Authority Coverage, Natural Disasters, and the Coronavirus While most business owners are probably familiar with the more common types of insurance claims, they may be at a loss when it comes to seeking coverage for more rare types of damage. After a year like 2020, business owners are probably dealing with some pretty rare […]
Just like other businesses, insurance companies are interested in making money. Because of this, they will sometimes act in bad faith in order to avoid paying out the compensation their policyholders deserve. One of the best ways to avoid falling victim to these bad faith practices is to be aware of them beforehand. Today, your […]
