The Texas Department of Insurance (TDI) is an agency set up to help defend Texas insurance holders against bad faith practices by insurance companies. Still, with such a complicated process, it can be difficult to understand exactly how the Texas Department of Insurance can help you. Keep reading to learn more about what the Texas […]
If you feel your insurance company has acted improperly or wrongfully denied your claim, they may be acting in bad faith. Bad faith is a type of legal wrongdoing for which you can hold your insurance company accountable in court. By proving bad faith, you can fight for the coverage you rightfully deserve. Proving bad […]
Home insurance can help you feel more secure when storms come, but the truth is that getting coverage isn’t always so easy. Even when your insurance company isn’t acting in bad faith, there are several reasons why your homeowner’s insurance claim may be denied. If your insurance claim is denied, your insurance company may or […]
When you sign up for comprehensive homeowner’s insurance, you should be able to rely on that coverage in case of an emergency. Unfortunately, insurance companies don’t always want to hold up their end of the bargain. In those cases, they may act in bad faith in an attempt to get out of paying what they […]
When you sign up for insurance, you and the insurance company are making an agreement that means you’ll pay premiums and that the insurance company will pay for part or all of your healthcare expenses. Unfortunately, it seems that many insurance companies don’t like to hold up their end of the bargain. According to reporting […]
When you sign up for a home insurance policy, both you and your insurance provider are making a binding promise. While you promise to make your insurance payments as agreed, the insurance company promises to pay out for valid claims under your policy. If an insurance company fails to hold up its part of the […]
From late payments and reporting to a lack of documentation, there are, unfortunately, many valid reasons for which your insurance company might deny your hurricane home damage claim. However, it’s also important to know about the bad faith tactics your insurance company might engage in to try to avoid paying what they owe when you’ve […]
Insurance companies are a business, and as such, are always looking to make money. Insurance claims take away from their profits and so companies will take any opportunity to avoid paying out, even if that means acting in bad faith. While bad faith insurance tactics can make you feel like you’re out of options, you […]
Was your home insurance claim denied? You aren’t alone. Home insurance companies are always looking for a reason NOT to pay out to their customers. This means even a minor error in the claims process can result in a claim denial. Mind you, insurance companies may still deny your claim even if it is 100% […]
Springtime in Texas is often a welcome change! The weather is warmer, and more flowers bloom again with the rain. Although the showers bring this beautiful life back to Texas, they can also bring destruction for homeowners. If your home has suffered rain damage, you’re probably working with your insurance company to get it repaired. […]
San Diego Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin represented San Diego ISD in this insurance bad-faith litigation case involving a property damage claim of water intrusion and mold growth at three different school campuses. The client was extremely pleased with the results. After trying the case before a panel of arbitrators for four months, the insurer, Zurich North America, paid the seven-figure arbitration award within 15 days.
Freer Independent School District
Contract Length and Dates of Service: 2005-2006
While a partner at Ortiz & Millin LP, John Millin handled this insurance bad-faith litigation case. He advocated on behalf of Freer ISD involving a property damage claim due to water intrusion and mold growth at their main high school campus. A six-figure arbitration award was obtained after the case was tried before a panel of arbitrators for eight weeks. The client received payment from the insurer, Zurich North America, within 15 days.
Donna Independent School District
Contract Length and Dates of Service: 2006-2008
While a partner at Ortiz & Millin LP, John Millin served as lead counsel in representing Donna ISD in this complex, multi-facility construction defect case. After six months of intense discovery, the general contractor and its subcontractors agreed to a multi-million dollar settlement before trial.
Brooks County Independent School District
Contract Length and Dates of Service: 2005-2008
John Millin, on behalf of Ortiz & Millin LP, represented Brooks County ISD in this insurance bad-faith litigation case that involved a property damage claim filed as a result of water intrusion and mold growth at four school campuses. A seven-figure arbitration award was obtained after trying the case before a panel of arbitrators. Payment was received from the insurer, Zurich North America, within 15 days.
Lone Star National Bank, Brownsville
Contract Length and Dates of Service: 2007-2008
In this insurance bad-faith litigation case, John Millin represented Lone Star National Bank after a property damage claim was filed due to water intrusion at their six-story office building in Brownsville, TX. The case settled before trial for a confidential six-figure amount, allowing the client to make any and all repairs.
Tortuga Bay Condominiums, South Padre Island
Contract Length and Dates of Service: 2008-2010
Gina and John Millin represented this HOA in this insurance bad-faith litigation case involving a property damage claim after property was damaged by water intrusion during Hurricane Dolly in July of 2008. Texas Windstorm Insurance Association settled before trial for a confidential six-figure amount.
First Church of the Nazarene, Harlingen
Contract Length and Dates of Service: 2008-2010
After water intrusion damaged this client’s property during Hurricane Dolly in July of 2008, we advocated on their behalf in this insurance bad-faith litigation case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
Trenton View Shopping Center, McAllen
Contract Length and Dates of Service: 2013-2014
After water intrusion damaged this client’s property during the McAllen Hail Storm in March of 2012, we challenged the insurer’s inadequate and insufficient adjustment of the property damage in an insurance bad-faith case. We settled with the insurer before trial for a confidential six-figure amount covering the cost of repairs.
After filing an insurance claim, most families will expect their insurer to act in good faith. As a policyholder, it’s natural to expect the process to work in your favor, especially when you have maintained a solid payment record. When an individual has been involved in a situation that affects their way of life, compensation […]
Insurance companies are a business, and as such, are always looking to make money. Insurance claims take away from their profits and so companies will take any opportunity to avoid paying out, even if that means acting in bad faith. While bad faith insurance tactics can make you feel like you’re out of options, you […]
The Texas Supreme Court has set a new precedent regarding statutory bad faith.On April 7, 2017, the high court addressed the issue in a lengthy 37-page opinion, establishing five rules about statutory bad faith in the state’s Insurance Code. These news standards will determine when a policyholder can recover damages and policy benefits from a […]
Texan entrepreneurs and business owners can rejoice and take comfort in the fact that they are at a distinct advantage, according to a recent study conducted by CNBC. The state’s strong economy combined with its technology, infrastructure and innovation has helped it reach the number two spot on “America’s Top States for Business” list. This […]
